Kentucky Property Taxes
Property tax rates for all 120 counties.
Average Annual Tax
$1,093
Average Rate
0.73%
Average Home Value
$150,167
At a Glance
Average Annual Tax
$1,093
National avg $2,690
Average Effective Rate
0.73%High
Based on median tax / median home value
Average Home Value
$150,167
National avg $281,900
Counties
120
Browse all counties below
Kentucky Property Tax Calculator
Estimate your property tax for any county in Kentucky. Select a county and enter your home value.
Select a county above to estimate your Kentucky property tax.
Estimates based on U.S. Census Bureau, ACS 2019-2023 5-Year Estimates. Actual taxes vary by exemptions, assessments, and local levies.
State Overview
Property Taxes in Kentucky
Kentucky taxes below the national average
Kentucky homeowners pay an effective property tax rate of 0.719%, well below the national median of 1.03%—placing the state among the more affordable in the nation. This lower burden means Kentucky ranks favorably for property tax affordability compared to high-tax states like New Jersey and Illinois, which exceed 2%.
Significant variation across 120 counties
Tax rates across Kentucky's counties span from 0.481% in Rockcastle County to 1.064% in Campbell County, nearly a 2.3-fold difference that reflects diverse assessment practices. Median tax bills range even more dramatically, from $391 in Wolfe County to $3,454 in Oldham County, showing that geography shapes what Kentuckians actually pay.
A median bill of $1,093 on modest homes
The typical Kentucky homeowner pays $1,093 annually in property taxes on a median home valued at $150,167—nearly 40% lower than the national median bill of $2,690. This affordability stems from both lower assessment rates and lower home values compared to the national median of $281,900.
Wealthy suburbs drive the highest bills
Oldham County (suburban Louisville) leads the state with $3,454 median annual bills, followed by Campbell County (the Cincinnati metro area) at $2,495 and Fayette County (Lexington) at $2,425. Rural and Appalachian counties like Wolfe, Leslie, and Breathitt remain among the lowest, paying under $600 annually.
Low-tax haven with steep county divides
Kentucky is a genuinely affordable property-tax state for most residents, but affluent suburban counties near Louisville, Cincinnati, and Lexington pull significantly higher bills. Families seeking minimal tax burden benefit most in rural eastern and western counties, while metro-area homeowners should expect closer to the national average.
Highest Property Tax Rates
All Kentucky Counties
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Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.