Kentucky Property Taxes

Property tax rates for all 120 counties.

Average Annual Tax

$1,093

Average Rate

0.73%

Average Home Value

$150,167

59% below national average

At a Glance

Average Annual Tax

$1,093

National avg $2,690

Average Effective Rate

0.73%High

Based on median tax / median home value

Average Home Value

$150,167

National avg $281,900

Counties

120

Browse all counties below

Kentucky Property Tax Calculator

Estimate your property tax for any county in Kentucky. Select a county and enter your home value.

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Select a county above to estimate your Kentucky property tax.

Estimates based on U.S. Census Bureau, ACS 2019-2023 5-Year Estimates. Actual taxes vary by exemptions, assessments, and local levies.

State Overview

Property Taxes in Kentucky

Kentucky taxes below the national average

Kentucky homeowners pay an effective property tax rate of 0.719%, well below the national median of 1.03%—placing the state among the more affordable in the nation. This lower burden means Kentucky ranks favorably for property tax affordability compared to high-tax states like New Jersey and Illinois, which exceed 2%.

Significant variation across 120 counties

Tax rates across Kentucky's counties span from 0.481% in Rockcastle County to 1.064% in Campbell County, nearly a 2.3-fold difference that reflects diverse assessment practices. Median tax bills range even more dramatically, from $391 in Wolfe County to $3,454 in Oldham County, showing that geography shapes what Kentuckians actually pay.

A median bill of $1,093 on modest homes

The typical Kentucky homeowner pays $1,093 annually in property taxes on a median home valued at $150,167—nearly 40% lower than the national median bill of $2,690. This affordability stems from both lower assessment rates and lower home values compared to the national median of $281,900.

Wealthy suburbs drive the highest bills

Oldham County (suburban Louisville) leads the state with $3,454 median annual bills, followed by Campbell County (the Cincinnati metro area) at $2,495 and Fayette County (Lexington) at $2,425. Rural and Appalachian counties like Wolfe, Leslie, and Breathitt remain among the lowest, paying under $600 annually.

Low-tax haven with steep county divides

Kentucky is a genuinely affordable property-tax state for most residents, but affluent suburban counties near Louisville, Cincinnati, and Lexington pull significantly higher bills. Families seeking minimal tax burden benefit most in rural eastern and western counties, while metro-area homeowners should expect closer to the national average.

All Kentucky Counties

CountyEffective RateMedian Tax
Adair County0.68%$922
Allen County0.55%$972
Anderson County0.80%$1,698
Ballard County0.80%$1,067
Barren County0.73%$1,212
Bath County0.73%$817
Bell County0.74%$617
Boone County0.90%$2,273
Bourbon County0.74%$1,563
Boyd County0.98%$1,233
Boyle County0.85%$1,712
Bracken County0.94%$1,093
Breathitt County0.84%$521
Breckinridge County0.60%$855
Bullitt County0.85%$1,994
Butler County0.56%$594
Caldwell County0.52%$594
Calloway County0.67%$1,215
Campbell County1.06%$2,495
Carlisle County0.85%$887
Carroll County0.76%$982
Carter County0.49%$622
Casey County0.60%$810
Christian County0.71%$1,065
Clark County0.73%$1,448
Clay County0.69%$598
Clinton County0.55%$627
Crittenden County0.56%$650
Cumberland County0.61%$786
Daviess County0.86%$1,595
Edmonson County0.58%$795
Elliott County0.69%$671
Estill County0.69%$773
Fayette County0.89%$2,425
Fleming County0.72%$824
Floyd County0.75%$697
Franklin County0.84%$1,672
Fulton County0.72%$562
Gallatin County0.81%$1,368
Garrard County0.72%$1,344
Grant County0.72%$1,339
Graves County0.67%$929
Grayson County0.56%$896
Green County0.63%$752
Greenup County0.94%$1,273
Hancock County0.68%$935
Hardin County0.70%$1,451
Harlan County0.99%$722
Harrison County0.68%$1,282
Hart County0.75%$935
Henderson County0.88%$1,455
Henry County0.82%$1,489
Hickman County0.82%$756
Hopkins County0.82%$1,057
Jackson County0.64%$683
Jefferson County0.85%$2,023
Jessamine County0.77%$1,889
Johnson County0.64%$808
Kenton County1.00%$2,284
Knott County0.72%$536
Knox County0.74%$803
Larue County0.63%$1,118
Laurel County0.59%$845
Lawrence County0.68%$733
Lee County0.85%$696
Leslie County0.72%$532
Letcher County0.93%$657
Lewis County0.65%$558
Lincoln County0.73%$1,020
Livingston County0.63%$731
Logan County0.62%$945
Lyon County0.55%$1,016
Madison County0.74%$1,631
Magoffin County0.73%$643
Marion County0.71%$1,124
Marshall County0.72%$1,246
Martin County0.77%$657
Mason County0.63%$998
McCracken County0.73%$1,342
McCreary County0.73%$565
McLean County0.68%$984
Meade County0.71%$1,386
Menifee County0.50%$558
Mercer County0.82%$1,553
Metcalfe County0.72%$743
Monroe County0.77%$892
Montgomery County0.75%$1,222
Morgan County0.76%$802
Muhlenberg County0.69%$842
Nelson County0.80%$1,782
Nicholas County0.57%$679
Ohio County0.61%$695
Oldham County0.92%$3,454
Owen County0.75%$1,231
Owsley County0.70%$562
Pendleton County0.77%$1,246
Perry County0.73%$661
Pike County0.73%$758
Powell County0.58%$829
Pulaski County0.65%$1,010
Robertson County0.67%$828
Rockcastle County0.48%$574
Rowan County0.55%$862
Russell County0.59%$872
Scott County0.68%$1,800
Shelby County0.81%$2,248
Simpson County0.64%$1,246
Spencer County0.71%$2,118
Taylor County0.72%$1,174
Todd County0.55%$870
Trigg County0.55%$1,065
Trimble County0.68%$1,175
Union County0.79%$858
Warren County0.64%$1,558
Washington County0.72%$1,205
Wayne County0.58%$703
Webster County0.98%$961
Whitley County0.66%$792
Wolfe County0.59%$391
Woodford County0.74%$2,003

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Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.