Caldwell County Property Taxes

Caldwell County, Kentucky

Effective Tax Rate

0.00%

45.7% below state avg

Median Annual Tax

$0

$50/mo escrow

#4 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.52%

vs. Kentucky Avg45.7% below
vs. National Avg77.9% below

At a Glance

Median Home Value

$113,500

State avg $150,167

Tax w/ Mortgage/yr

$895

$75/mo escrow

Tax w/o Mortgage/yr

$421

$35/mo

State Tax Rate Rank

#4

of 120 counties (1 = lowest)

Data Story

About Property Taxes in Caldwell County, Kentucky

Caldwell's tax rate ranks well nationally

At 0.523%, Caldwell County's effective property tax rate sits well below the national median of 0.72%, placing it in the bottom quartile for tax burden nationwide. Homeowners here pay just $594 annually on a median home valued at $113,500—less than a quarter of the national median property tax of $2,690.

Among Kentucky's lowest tax counties

Caldwell County ranks in the lower half of Kentucky's 120 counties by effective tax rate, with a 0.523% rate compared to the state average of 0.719%. This means Caldwell homeowners enjoy tax savings relative to most other Kentuckians.

Competitive with surrounding counties

Caldwell's 0.523% rate is lower than neighboring Calloway County (0.670%) and Christian County (0.714%), making it one of the most tax-friendly spots in the region. Only Carter County nearby matches this advantage with a comparable 0.493% rate.

What a Caldwell homeowner pays yearly

On the median home value of $113,500, a Caldwell County homeowner pays approximately $594 in annual property taxes. With a mortgage, taxes and insurance can push that figure to around $895 per year.

Check if your home is overassessed

Even in a low-tax county like Caldwell, many homeowners are paying more than they should due to inflated property assessments. Consider filing an appeal with your local assessor if you believe your home's assessed value exceeds its fair market value.

How Caldwell County Compares

Median Annual Property Tax

Caldwell County$594
Kentucky State Average$1,093
National Average$1,924

Caldwell County

0.52%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Caldwell County, Kentucky?
The effective property tax rate in Caldwell County, Kentucky is 0.52%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Caldwell County?
The median annual property tax payment in Caldwell County is $594. Homeowners with a mortgage pay a median of $895, while those without a mortgage pay $421.
How does Caldwell County compare to the Kentucky average?
Caldwell County's effective tax rate of 0.52% is lower than the Kentucky state average of 0.73%. The median annual property tax in Caldwell County is $594, compared to the state average of $1,093.
What is the median home value in Caldwell County, Kentucky?
The median home value in Caldwell County, Kentucky is $113,500, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Caldwell County a low property tax area in Kentucky?
Yes — Caldwell County's effective property tax rate of 0.52% is below the Kentucky average of 0.73%. The median annual property tax of $594 is also lower the state average of $1,093, making it a relatively affordable area for property taxes.
How does Caldwell County rank for property taxes in Kentucky?
Caldwell County ranks #4 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.52% and median annual tax of $594, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.