Carter County Property Taxes

Carter County, Kentucky

Effective Tax Rate

0.00%

43.1% below state avg

Median Annual Tax

$0

$52/mo escrow

#2 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.49%

vs. Kentucky Avg43.1% below
vs. National Avg76.9% below

At a Glance

Median Home Value

$126,100

State avg $150,167

Tax w/ Mortgage/yr

$935

$78/mo escrow

Tax w/o Mortgage/yr

$451

$38/mo

State Tax Rate Rank

#2

of 120 counties (1 = lowest)

Data Story

About Property Taxes in Carter County, Kentucky

Carter ranks among nation's lowest-tax counties

Carter County's effective tax rate of 0.493% sits well below the national median of 0.72%, placing it in the bottom quartile for property tax burden nationwide. At $622 annually on a median home of $126,100, residents enjoy substantial tax savings compared to the national median of $2,690.

Kentucky's second-lowest tax county

Carter County's 0.493% effective rate ranks among the lowest in Kentucky, trailing only a handful of counties below the state average of 0.719%. This makes it an exceptionally tax-friendly location within the commonwealth.

Regional tax advantage

Carter County's 0.493% rate is the lowest in its region, narrowly beating Caldwell County's 0.523% and significantly undercutting Calloway (0.670%) and Carlisle (0.847%). It represents the strongest tax advantage for homeowners in the area.

Carter County homeowner costs

A median Carter County home valued at $126,100 carries approximately $622 in annual property taxes. With mortgage and insurance factored in, the typical homeowner pays around $935 per year.

Even low-tax counties benefit from appeals

Despite Carter County's favorable tax environment, some homeowners may still be overassessed relative to fair market value. Filing an assessment appeal remains a simple step to verify you're not paying more than necessary.

How Carter County Compares

Median Annual Property Tax

Carter County$622
Kentucky State Average$1,093
National Average$1,924

Carter County

0.49%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Carter County, Kentucky?
The effective property tax rate in Carter County, Kentucky is 0.49%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Carter County?
The median annual property tax payment in Carter County is $622. Homeowners with a mortgage pay a median of $935, while those without a mortgage pay $451.
How does Carter County compare to the Kentucky average?
Carter County's effective tax rate of 0.49% is lower than the Kentucky state average of 0.73%. The median annual property tax in Carter County is $622, compared to the state average of $1,093.
What is the median home value in Carter County, Kentucky?
The median home value in Carter County, Kentucky is $126,100, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Carter County a low property tax area in Kentucky?
Yes — Carter County's effective property tax rate of 0.49% is below the Kentucky average of 0.73%. The median annual property tax of $622 is also lower the state average of $1,093, making it a relatively affordable area for property taxes.
How does Carter County rank for property taxes in Kentucky?
Carter County ranks #2 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.49% and median annual tax of $622, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.