McCreary County Property Taxes

McCreary County, Kentucky

Effective Tax Rate

0.00%

48.3% below state avg

Median Annual Tax

$0

$47/mo escrow

#75 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.73%

vs. Kentucky Avg48.3% below
vs. National Avg79% below

At a Glance

Median Home Value

$77,000

State avg $150,167

Tax w/ Mortgage/yr

$800

$67/mo escrow

Tax w/o Mortgage/yr

$345

$29/mo

State Tax Rate Rank

#75

of 120 counties (1 = lowest)

Data Story

About Property Taxes in McCreary County, Kentucky

McCreary's rate far below national median

McCreary County's 0.734% effective tax rate is less than one-quarter the national median property tax bill of $2,690 on a $281,900 home. With the lowest median home value in this analysis at $77,000, McCreary homeowners face minimal tax burdens by any national measure.

McCreary matches state average rate

At 0.734%, McCreary's effective rate slightly exceeds Kentucky's 0.719% state average, placing it near the statewide median. The $565 median tax bill represents the lowest in this county group—49% below Kentucky's $1,093 state median, driven by exceptionally low property values.

McCreary low-tax but similar to peers

McCreary's 0.734% rate matches McCracken County exactly and sits between lower-tax Mason County (0.634%) and higher-tax Marion County (0.708%). The county's extremely low median home value of $77,000 keeps absolute tax bills modest despite moderate tax rates.

Median McCreary home costs $565 yearly

A typical $77,000 home in McCreary County generates approximately $565 in annual property taxes, translating to just $47 monthly for owners without mortgages. Mortgage-inclusive assessments bring the bill to an average of $800.

Appeals matter for all homeowners

Even in economically challenged McCreary County, assessments sometimes exceed market reality, particularly for lower-valued properties. A free appeal with the county assessor can verify fair value and potentially recover overpayment, regardless of home price.

How McCreary County Compares

Median Annual Property Tax

McCreary County$565
Kentucky State Average$1,093
National Average$1,924

McCreary County

0.73%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in McCreary County, Kentucky?
The effective property tax rate in McCreary County, Kentucky is 0.73%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in McCreary County?
The median annual property tax payment in McCreary County is $565. Homeowners with a mortgage pay a median of $800, while those without a mortgage pay $345.
How does McCreary County compare to the Kentucky average?
McCreary County's effective tax rate of 0.73% is higher than the Kentucky state average of 0.73%. The median annual property tax in McCreary County is $565, compared to the state average of $1,093.
What is the median home value in McCreary County, Kentucky?
The median home value in McCreary County, Kentucky is $77,000, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is McCreary County property tax rate higher than the Kentucky average?
McCreary County's effective property tax rate of 0.73% is higher than the Kentucky average of 0.73%. This difference of 0.01% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does McCreary County rank for property taxes in Kentucky?
McCreary County ranks #75 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.73% and median annual tax of $565, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.