Shelby County Property Taxes
Shelby County, Kentucky
Effective Tax Rate
0.00%
105.7% above state avgMedian Annual Tax
$0
$187/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.81%
At a Glance
Median Home Value
$277,500
State avg ▲ $150,167
Tax w/ Mortgage/yr
$2,424
$202/mo escrow
Tax w/o Mortgage/yr
$1,827
$152/mo
State Tax Rate Rank
#96
of 120 counties (1 = lowest)
Data Story
About Property Taxes in Shelby County, Kentucky
Shelby County taxes near national average
Shelby County's effective tax rate of 0.810% exceeds the national median of 0.876% slightly, placing it in the moderate-to-high tier nationally. The median property tax of $2,248 falls below the national median of $2,690, reflecting lower home values despite higher rate pressure. Shelby County homeowners shoulder a slightly heavier rate burden than most Americans.
Kentucky's highest rate among these eight
At 0.810%, Shelby County has the highest effective tax rate among the eight counties profiled here and exceeds Kentucky's state average of 0.719%. Its median tax of $2,248 also ranks second-highest, making it one of Kentucky's more tax-intensive counties.
Shelby leads the region in rates
Shelby County's 0.810% rate significantly outpaces Spencer County (0.712%), Scott County (0.681%), and Trimble County (0.680%). Only among this regional peer group does Shelby stand apart for higher tax pressure on property owners.
What Shelby County homeowners pay
With a median home value of $277,500, Shelby County residents pay roughly $2,248 annually in property taxes—the second-highest figure in this study. Mortgage holders pay $2,424, while those owning free-and-clear pay $1,827.
Contest assessments and save
High-rate counties like Shelby present particular incentive for homeowners to verify their assessments and pursue appeals if values seem inflated. Shelby County residents who challenge overassessments during revaluation periods can recover hundreds in annual tax relief.
How Shelby County Compares
Median Annual Property Tax
Shelby County
0.81%
Effective rate
Kentucky Avg
0.73%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Shelby County, Kentucky?
How much are property taxes in Shelby County?
How does Shelby County compare to the Kentucky average?
What is the median home value in Shelby County, Kentucky?
Why is Shelby County property tax rate higher than the Kentucky average?
How does Shelby County rank for property taxes in Kentucky?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Kentucky
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.