Morgan County Property Taxes
Effective Tax Rate
0.00%
31.3% below state avgMedian Annual Tax
$0
$65/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.66%
At a Glance
Median Home Value
$118,200
State avg $160,835
Tax w/ Mortgage/yr
$1,007
$84/mo escrow
Tax w/o Mortgage/yr
$546
$46/mo
State Tax Rate Rank
#53
of 120 counties (1 = lowest)
Similar tax rates
Homeowner context
What this means for a Morgan County homeowner
Use these county medians as a planning baseline. Your actual bill depends on assessed value, exemptions, millage, and local taxing districts.
Tax pressure
0.66%
0.05 percentage points below the state average
Typical bill
$780
$356 below the state median
State position
#53
Ranked from lowest to highest effective rate across 120 Kentucky counties.
Data Story
About Property Taxes in Morgan County, Kentucky
Morgan's rate exceeds national median
Morgan County's effective tax rate of 0.757% runs 7% above the national median of 0.71%, indicating a slightly heavier tax burden than typical. Median property taxes of $802 annually represent just 30% of the national median of $2,690, reflecting the county's lower home values.
Above average for Kentucky
Morgan County's rate of 0.757% exceeds Kentucky's state average of 0.719%, placing it in the upper portion of the state's tax burden spectrum. The median annual tax of $802 is about 27% below the state median of $1,093, due to Morgan's lower median home value.
Fifth-highest rate among the eight
Morgan County's 0.757% rate ranks fifth in this eight-county regional comparison, trailing Mercer (0.819%), Monroe (0.767%), and Montgomery (0.746%). Despite the above-average rate, its median tax bill of $802 is among the lowest in the group due to lower home values.
Median home costs $802 annually
On a median home valued at $106,000, Morgan County residents pay approximately $802 per year in property taxes. This amount reaches about $988 annually when mortgage insurance and related fees are included.
Appeal if your home seems overvalued
Morgan County homeowners should double-check their property assessments against recent comparable home sales to ensure accuracy. Filing an appeal with the county assessor is free and could reduce your annual tax bill if your home is assessed above its true market value.
How Morgan County Compares
Median Annual Property Tax
Morgan County
0.66%
Effective rate
Kentucky Avg
0.71%
Effective rate
National Avg
0.88%
Effective rate
Frequently Asked Questions
What is the property tax rate in Morgan County, Kentucky?
How much are property taxes in Morgan County?
How does Morgan County compare to the Kentucky average?
What is the median home value in Morgan County, Kentucky?
Is Morgan County a low property tax area in Kentucky?
How does Morgan County rank for property taxes in Kentucky?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Kentucky
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.
Estimates are informational only and are not tax, legal, financial, or assessment appeal advice. Verify parcel-specific amounts with the county assessor or tax collector.