Morgan County Property Taxes

Morgan County, Kentucky

Effective Tax Rate

0.00%

26.6% below state avg

Median Annual Tax

$0

$67/mo escrow

#86 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.76%

vs. Kentucky Avg26.6% below
vs. National Avg70.2% below

At a Glance

Median Home Value

$106,000

State avg $150,167

Tax w/ Mortgage/yr

$988

$82/mo escrow

Tax w/o Mortgage/yr

$573

$48/mo

State Tax Rate Rank

#86

of 120 counties (1 = lowest)

Data Story

About Property Taxes in Morgan County, Kentucky

Morgan's rate exceeds national median

Morgan County's effective tax rate of 0.757% runs 7% above the national median of 0.71%, indicating a slightly heavier tax burden than typical. Median property taxes of $802 annually represent just 30% of the national median of $2,690, reflecting the county's lower home values.

Above average for Kentucky

Morgan County's rate of 0.757% exceeds Kentucky's state average of 0.719%, placing it in the upper portion of the state's tax burden spectrum. The median annual tax of $802 is about 27% below the state median of $1,093, due to Morgan's lower median home value.

Fifth-highest rate among the eight

Morgan County's 0.757% rate ranks fifth in this eight-county regional comparison, trailing Mercer (0.819%), Monroe (0.767%), and Montgomery (0.746%). Despite the above-average rate, its median tax bill of $802 is among the lowest in the group due to lower home values.

Median home costs $802 annually

On a median home valued at $106,000, Morgan County residents pay approximately $802 per year in property taxes. This amount reaches about $988 annually when mortgage insurance and related fees are included.

Appeal if your home seems overvalued

Morgan County homeowners should double-check their property assessments against recent comparable home sales to ensure accuracy. Filing an appeal with the county assessor is free and could reduce your annual tax bill if your home is assessed above its true market value.

How Morgan County Compares

Median Annual Property Tax

Morgan County$802
Kentucky State Average$1,093
National Average$1,924

Morgan County

0.76%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Morgan County, Kentucky?
The effective property tax rate in Morgan County, Kentucky is 0.76%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Morgan County?
The median annual property tax payment in Morgan County is $802. Homeowners with a mortgage pay a median of $988, while those without a mortgage pay $573.
How does Morgan County compare to the Kentucky average?
Morgan County's effective tax rate of 0.76% is higher than the Kentucky state average of 0.73%. The median annual property tax in Morgan County is $802, compared to the state average of $1,093.
What is the median home value in Morgan County, Kentucky?
The median home value in Morgan County, Kentucky is $106,000, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Morgan County property tax rate higher than the Kentucky average?
Morgan County's effective property tax rate of 0.76% is higher than the Kentucky average of 0.73%. This difference of 0.03% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Morgan County rank for property taxes in Kentucky?
Morgan County ranks #86 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.76% and median annual tax of $802, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.