Clay County Property Taxes
Clay County, Kentucky
Effective Tax Rate
0.00%
45.3% below state avgMedian Annual Tax
$0
$50/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.69%
At a Glance
Median Home Value
$87,300
State avg ▼ $150,167
Tax w/ Mortgage/yr
$923
$77/mo escrow
Tax w/o Mortgage/yr
$521
$43/mo
State Tax Rate Rank
#47
of 120 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Clay County, Kentucky
Clay County taxes are well below national average
Clay County's effective tax rate of 0.685% sits below the national median of 0.54%—wait, that's actually slightly above, but its median home value of $87,300 is far below the national norm of $281,900. The result is a median property tax of just $598, roughly 22% of the national median of $2,690.
Below-average taxes in Kentucky's rankings
Clay County's 0.685% effective rate ranks 65th in Kentucky, below the state average of 0.719%. Its median property tax of $598 is significantly lower than Kentucky's state median of $1,093, making it one of the state's more affordable counties.
Among the lowest-tax counties in eastern region
Clay County's 0.685% rate and $598 median tax rank it among the cheapest in the eastern region. Elliott County (0.689%) is nearly identical, while Clinton County (0.550%) edges it out as the region's lowest.
Minimal annual tax on modest home values
The median home in Clay County is worth $87,300, resulting in an estimated $598 annual property tax. Homeowners with mortgages pay around $923 when escrow is included, while those with paid-off homes pay approximately $521.
Even small savings add up over time
Even in low-tax Clay County, a reassessment error could inflate your bill unnecessarily. Requesting a property tax appeal costs nothing and may reduce what you owe.
How Clay County Compares
Median Annual Property Tax
Clay County
0.69%
Effective rate
Kentucky Avg
0.73%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Clay County, Kentucky?
How much are property taxes in Clay County?
How does Clay County compare to the Kentucky average?
What is the median home value in Clay County, Kentucky?
Is Clay County a low property tax area in Kentucky?
How does Clay County rank for property taxes in Kentucky?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Kentucky
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.