Cumberland County Property Taxes

Cumberland County, Kentucky

Effective Tax Rate

0.00%

28.1% below state avg

Median Annual Tax

$0

$66/mo escrow

#23 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.61%

vs. Kentucky Avg28.1% below
vs. National Avg70.8% below

At a Glance

Median Home Value

$128,600

State avg $150,167

Tax w/ Mortgage/yr

$894

$75/mo escrow

Tax w/o Mortgage/yr

$734

$61/mo

State Tax Rate Rank

#23

of 120 counties (1 = lowest)

Data Story

About Property Taxes in Cumberland County, Kentucky

Cumberland's taxes sit below national median

Cumberland County's 0.611% effective tax rate places it in roughly the 40th percentile nationally. Its median home value of $128,600 is less than half the U.S. median, resulting in a $786 property tax—far below the national median of $2,690.

Below Kentucky's state average by meaningful margin

Cumberland County ranks 47th in Kentucky with its 0.611% effective rate, slightly below the state average of 0.719%. At $786, its median property tax runs 28% below Kentucky's $1,093 state median.

Mid-range taxes for the region

Cumberland County's 0.611% rate places it in the middle of this eight-county sample. Clinton (0.550%) and Crittenden (0.562%) charge less, while Daviess (0.858%) and Clark (0.732%) charge considerably more.

Moderate tax bill on a modest home

Cumberland County's median home, valued at $128,600, incurs an estimated $786 in annual property taxes. With mortgage escrow, homeowners typically pay $894; without a mortgage, approximately $734.

Challenge unfair assessments to lower your bill

Even a mid-range county like Cumberland has homeowners paying more than they should. A formal appeal to the county assessor can correct errors in your home's assessed value.

How Cumberland County Compares

Median Annual Property Tax

Cumberland County$786
Kentucky State Average$1,093
National Average$1,924

Cumberland County

0.61%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Cumberland County, Kentucky?
The effective property tax rate in Cumberland County, Kentucky is 0.61%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Cumberland County?
The median annual property tax payment in Cumberland County is $786. Homeowners with a mortgage pay a median of $894, while those without a mortgage pay $734.
How does Cumberland County compare to the Kentucky average?
Cumberland County's effective tax rate of 0.61% is lower than the Kentucky state average of 0.73%. The median annual property tax in Cumberland County is $786, compared to the state average of $1,093.
What is the median home value in Cumberland County, Kentucky?
The median home value in Cumberland County, Kentucky is $128,600, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Cumberland County a low property tax area in Kentucky?
Yes — Cumberland County's effective property tax rate of 0.61% is below the Kentucky average of 0.73%. The median annual property tax of $786 is also lower the state average of $1,093, making it a relatively affordable area for property taxes.
How does Cumberland County rank for property taxes in Kentucky?
Cumberland County ranks #23 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.61% and median annual tax of $786, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.