Garrard County

Garrard County, Kentucky

Effective Tax Rate

0.72%

Median Annual Tax

$1,344

How Garrard County Compares

Median Annual Property Tax

Garrard County$1,344
Kentucky State Average$1,093
National Average$1,924

Garrard County

0.72%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Tax by Mortgage Status

With Mortgage

$1,449

per year

Without Mortgage

$1,177

per year

Estimate Your Property Tax

$

Annual Tax

$1,344

Monthly Escrow

$112

Effective Rate

0.72%

vs. Kentucky State Average23% above
vs. National Average50% below
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Frequently Asked Questions

What is the property tax rate in Garrard County, Kentucky?
The effective property tax rate in Garrard County, Kentucky is 0.72%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Garrard County?
The median annual property tax payment in Garrard County is $1,344. Homeowners with a mortgage pay a median of $1,449, while those without a mortgage pay $1,177.
How does Garrard County compare to the Kentucky average?
Garrard County's effective tax rate of 0.72% is lower than the Kentucky state average of 0.73%. The median annual property tax in Garrard County is $1,344, compared to the state average of $1,093.
What is the median home value in Garrard County, Kentucky?
The median home value in Garrard County, Kentucky is $186,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
How are property taxes calculated in Kentucky?
Property taxes in Kentucky are calculated based on the assessed value of your property multiplied by the local mill levy (tax rate). The assessed value is determined by your county assessor and may differ from market value. Homeowners may qualify for exemptions such as homestead, senior, veteran, or disability exemptions that can reduce the taxable value. Tax rates vary by county and include levies for schools, municipal services, and special districts.

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Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.