Hardin County Property Taxes

Hardin County, Kentucky

Effective Tax Rate

0.00%

32.8% above state avg

Median Annual Tax

$0

$121/mo escrow

#52 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.70%

vs. Kentucky Avg32.8% above
vs. National Avg46.1% below

At a Glance

Median Home Value

$205,900

State avg $150,167

Tax w/ Mortgage/yr

$1,643

$137/mo escrow

Tax w/o Mortgage/yr

$1,197

$100/mo

State Tax Rate Rank

#52

of 120 counties (1 = lowest)

Data Story

About Property Taxes in Hardin County, Kentucky

Hardin County taxes are moderate nationwide

Hardin County's effective tax rate of 0.705% falls below the national median of roughly 0.85%, placing it in the lower-middle range of U.S. counties. The median property tax of $1,451 remains well below the national median of $2,690.

Right at Kentucky's state average

Hardin County's 0.705% effective rate closely mirrors Kentucky's state average of 0.719%, making it a typical county within the commonwealth. With a median tax of $1,451 versus the state median of $1,093, Hardin residents pay about $358 more annually.

Higher-valued homes drive higher taxes

Hardin County's $1,451 median tax is the highest among its regional peers, reflecting the county's highest median home value of $205,900. The combination means Hardin attracts homebuyers with larger budgets and correspondingly higher tax obligations.

What your Hardin County home costs

A homeowner with a median-valued property of $205,900 pays approximately $1,451 annually in property taxes. With a mortgage, that figure rises to $1,643 when including escrow and insurance; without a mortgage, it drops to $1,197.

Challenge inflated assessments

Hardin County's higher home values mean that overassessments carry bigger financial consequences. If your property's assessed value seems too high, contact the Hardin County Property Valuation Administrator to appeal—correcting an overvaluation could save you substantial amounts annually.

How Hardin County Compares

Median Annual Property Tax

Hardin County$1,451
Kentucky State Average$1,093
National Average$1,924

Hardin County

0.70%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Hardin County, Kentucky?
The effective property tax rate in Hardin County, Kentucky is 0.70%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Hardin County?
The median annual property tax payment in Hardin County is $1,451. Homeowners with a mortgage pay a median of $1,643, while those without a mortgage pay $1,197.
How does Hardin County compare to the Kentucky average?
Hardin County's effective tax rate of 0.70% is lower than the Kentucky state average of 0.73%. The median annual property tax in Hardin County is $1,451, compared to the state average of $1,093.
What is the median home value in Hardin County, Kentucky?
The median home value in Hardin County, Kentucky is $205,900, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Hardin County a low property tax area in Kentucky?
Yes — Hardin County's effective property tax rate of 0.70% is below the Kentucky average of 0.73%. The median annual property tax of $1,451 is also comparable to the state average of $1,093, making it a relatively affordable area for property taxes.
How does Hardin County rank for property taxes in Kentucky?
Hardin County ranks #52 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.70% and median annual tax of $1,451, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.