Gallatin County Property Taxes

Gallatin County, Kentucky

Effective Tax Rate

0.00%

25.2% above state avg

Median Annual Tax

$0

$114/mo escrow

#95 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.81%

vs. Kentucky Avg25.2% above
vs. National Avg49.1% below

At a Glance

Median Home Value

$169,400

State avg $150,167

Tax w/ Mortgage/yr

$1,562

$130/mo escrow

Tax w/o Mortgage/yr

$1,195

$100/mo

State Tax Rate Rank

#95

of 120 counties (1 = lowest)

Data Story

About Property Taxes in Gallatin County, Kentucky

Gallatin taxes well below U.S. average

Gallatin County's 0.808% effective tax rate is less than one-third the national property tax burden, placing it in the bottom 35% nationally. The median tax of $1,368 is about 49% below the national median of $2,690.

Above Kentucky's average rate

At 0.808%, Gallatin County's rate exceeds Kentucky's 0.719% state average by about 12%, ranking it in the upper-middle tier of state counties. Its median tax of $1,368 is 25% above the state median of $1,093, reflecting above-average property values.

Higher than nearby rural counties

Gallatin County's 0.808% rate exceeds most neighboring rural counties like Estill (0.691%), Fleming (0.715%), and Garrard (0.720%), but falls below Fayette County's 0.891%. The county's proximity to the Cincinnati metro area and higher property values explain the elevated rate.

Median home costs $1,368 annually

A homeowner with Gallatin County's median property value of $169,400 pays roughly $1,368 in annual property taxes. With a mortgage, the escrow-included payment typically reaches about $1,562 annually.

Check your assessment for accuracy

Gallatin County homeowners should compare their assessed values to recent comparable sales in their neighborhoods. If your assessment appears high, filing an appeal with the county assessor could reduce your annual tax liability.

How Gallatin County Compares

Median Annual Property Tax

Gallatin County$1,368
Kentucky State Average$1,093
National Average$1,924

Gallatin County

0.81%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Gallatin County, Kentucky?
The effective property tax rate in Gallatin County, Kentucky is 0.81%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Gallatin County?
The median annual property tax payment in Gallatin County is $1,368. Homeowners with a mortgage pay a median of $1,562, while those without a mortgage pay $1,195.
How does Gallatin County compare to the Kentucky average?
Gallatin County's effective tax rate of 0.81% is higher than the Kentucky state average of 0.73%. The median annual property tax in Gallatin County is $1,368, compared to the state average of $1,093.
What is the median home value in Gallatin County, Kentucky?
The median home value in Gallatin County, Kentucky is $169,400, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Gallatin County property tax rate higher than the Kentucky average?
Gallatin County's effective property tax rate of 0.81% is higher than the Kentucky average of 0.73%. This difference of 0.08% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Gallatin County rank for property taxes in Kentucky?
Gallatin County ranks #95 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.81% and median annual tax of $1,368, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.