Gallatin County Property Taxes
Effective Tax Rate
0.00%
25.2% above state avgMedian Annual Tax
$0
$114/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.81%
At a Glance
Median Home Value
$169,400
State avg $150,167
Tax w/ Mortgage/yr
$1,562
$130/mo escrow
Tax w/o Mortgage/yr
$1,195
$100/mo
State Tax Rate Rank
#95
of 120 counties (1 = lowest)
Similar tax rates
Homeowner context
What this means for a Gallatin County homeowner
Use these county medians as a planning baseline. Your actual bill depends on assessed value, exemptions, millage, and local taxing districts.
Tax pressure
0.81%
0.08 percentage points above the state average
Typical bill
$1,368
$275 above the state median
State position
#95
Ranked from lowest to highest effective rate across 120 Kentucky counties.
Data Story
About Property Taxes in Gallatin County, Kentucky
Gallatin taxes well below U.S. average
Gallatin County's 0.808% effective tax rate is less than one-third the national property tax burden, placing it in the bottom 35% nationally. The median tax of $1,368 is about 49% below the national median of $2,690.
Above Kentucky's average rate
At 0.808%, Gallatin County's rate exceeds Kentucky's 0.719% state average by about 12%, ranking it in the upper-middle tier of state counties. Its median tax of $1,368 is 25% above the state median of $1,093, reflecting above-average property values.
Higher than nearby rural counties
Gallatin County's 0.808% rate exceeds most neighboring rural counties like Estill (0.691%), Fleming (0.715%), and Garrard (0.720%), but falls below Fayette County's 0.891%. The county's proximity to the Cincinnati metro area and higher property values explain the elevated rate.
Median home costs $1,368 annually
A homeowner with Gallatin County's median property value of $169,400 pays roughly $1,368 in annual property taxes. With a mortgage, the escrow-included payment typically reaches about $1,562 annually.
Check your assessment for accuracy
Gallatin County homeowners should compare their assessed values to recent comparable sales in their neighborhoods. If your assessment appears high, filing an appeal with the county assessor could reduce your annual tax liability.
How Gallatin County Compares
Median Annual Property Tax
Gallatin County
0.81%
Effective rate
Kentucky Avg
0.73%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Gallatin County, Kentucky?
How much are property taxes in Gallatin County?
How does Gallatin County compare to the Kentucky average?
What is the median home value in Gallatin County, Kentucky?
Why is Gallatin County property tax rate higher than the Kentucky average?
How does Gallatin County rank for property taxes in Kentucky?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Kentucky
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.
Estimates are informational only and are not tax, legal, financial, or assessment appeal advice. Verify parcel-specific amounts with the county assessor or tax collector.