Oldham County Property Taxes

Oldham County, Kentucky

Effective Tax Rate

0.00%

216% above state avg

Median Annual Tax

$0

$288/mo escrow

#112 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.92%

vs. Kentucky Avg216% above
vs. National Avg28.4% above

At a Glance

Median Home Value

$375,000

State avg $150,167

Tax w/ Mortgage/yr

$3,646

$304/mo escrow

Tax w/o Mortgage/yr

$3,056

$255/mo

State Tax Rate Rank

#112

of 120 counties (1 = lowest)

Data Story

About Property Taxes in Oldham County, Kentucky

Oldham County: highest-taxed in profile

Oldham County's effective tax rate of 0.921% exceeds the national median of 0.88%, placing it in approximately the 70th percentile nationally. Residents pay $3,454 annually on a median home valued at $375,000—well above the national median property tax of $2,690.

Highest rate among all eight counties

Oldham County's 0.921% effective rate is the highest in this profile and significantly above Kentucky's state average of 0.719%. The median property tax of $3,454 more than triples the state median of $1,093, reflecting Oldham's affluent property values and higher tax burden.

Substantially higher taxes than peers

Oldham County's 0.921% rate far exceeds all comparable counties: Nicholas (0.568%), Ohio (0.613%), Muhlenberg (0.694%), Owen (0.746%), Pendleton (0.775%), and Nelson (0.795%). The tax disparity reflects Oldham's wealthier demographic and significantly higher home values.

Oldham homeowners pay premium taxes

A median-valued home of $375,000 in Oldham County generates $3,454 in annual property taxes. With mortgage and additional assessments, total annual tax costs reach approximately $3,646.

High-value homes deserve careful review

In Oldham County's affluent market, assessment errors can cost thousands annually—making property tax appeals especially valuable. Homeowners with high-value properties should verify their assessed valuations match market conditions and consider appealing if inflated.

How Oldham County Compares

Median Annual Property Tax

Oldham County$3,454
Kentucky State Average$1,093
National Average$1,924

Oldham County

0.92%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Oldham County, Kentucky?
The effective property tax rate in Oldham County, Kentucky is 0.92%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Oldham County?
The median annual property tax payment in Oldham County is $3,454. Homeowners with a mortgage pay a median of $3,646, while those without a mortgage pay $3,056.
How does Oldham County compare to the Kentucky average?
Oldham County's effective tax rate of 0.92% is higher than the Kentucky state average of 0.73%. The median annual property tax in Oldham County is $3,454, compared to the state average of $1,093.
What is the median home value in Oldham County, Kentucky?
The median home value in Oldham County, Kentucky is $375,000, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Oldham County property tax rate higher than the Kentucky average?
Oldham County's effective property tax rate of 0.92% is higher than the Kentucky average of 0.73%. This difference of 0.19% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Oldham County rank for property taxes in Kentucky?
Oldham County ranks #112 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.92% and median annual tax of $3,454, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.