Ballard County Property Taxes

Ballard County, Kentucky

Effective Tax Rate

0.00%

2.4% below state avg

Median Annual Tax

$0

$89/mo escrow

#94 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.80%

vs. Kentucky Avg2.4% below
vs. National Avg60.3% below

At a Glance

Median Home Value

$132,900

State avg $150,167

Tax w/ Mortgage/yr

$1,243

$104/mo escrow

Tax w/o Mortgage/yr

$782

$65/mo

State Tax Rate Rank

#94

of 120 counties (1 = lowest)

Data Story

About Property Taxes in Ballard County, Kentucky

Ballard taxes above national norm

Ballard County's 0.803% effective tax rate exceeds the national median of 0.85%, placing it squarely in the upper tier of American counties for property tax burden. The median annual tax of $1,067 remains well below the national median of $2,690, reflecting lower home values despite higher rates.

Above Kentucky state average

At 0.803%, Ballard County's effective rate surpasses Kentucky's state average of 0.719%, ranking it among the state's higher-tax counties. Homeowners pay a median of $1,067 compared to the state median of $1,093, remaining close to the statewide benchmark.

Steepest rate in far-western region

Ballard County's 0.803% rate edges out most western Kentucky neighbors, though it trails Anderson County's 0.796%—making it effectively tied for the region's highest burden. Residents in nearby Graves and Hickman counties face similar pressures.

What $132,900 home costs annually

A median Ballard County home valued at $132,900 generates approximately $1,067 in annual property taxes. With mortgage and insurance included, effective annual tax costs reach about $1,243.

Reassessment can ease burden

Ballard County's above-average tax rates make assessment accuracy especially important for homeowners. Requesting a professional reappraisal or filing a timely appeal can reduce tax bills by several hundred dollars.

How Ballard County Compares

Median Annual Property Tax

Ballard County$1,067
Kentucky State Average$1,093
National Average$1,924

Ballard County

0.80%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Ballard County, Kentucky?
The effective property tax rate in Ballard County, Kentucky is 0.80%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Ballard County?
The median annual property tax payment in Ballard County is $1,067. Homeowners with a mortgage pay a median of $1,243, while those without a mortgage pay $782.
How does Ballard County compare to the Kentucky average?
Ballard County's effective tax rate of 0.80% is higher than the Kentucky state average of 0.73%. The median annual property tax in Ballard County is $1,067, compared to the state average of $1,093.
What is the median home value in Ballard County, Kentucky?
The median home value in Ballard County, Kentucky is $132,900, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Ballard County property tax rate higher than the Kentucky average?
Ballard County's effective property tax rate of 0.80% is higher than the Kentucky average of 0.73%. This difference of 0.07% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Ballard County rank for property taxes in Kentucky?
Ballard County ranks #94 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.80% and median annual tax of $1,067, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.