Montgomery County Property Taxes

Montgomery County, Kentucky

Effective Tax Rate

0.00%

11.8% above state avg

Median Annual Tax

$0

$102/mo escrow

#81 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.75%

vs. Kentucky Avg11.8% above
vs. National Avg54.6% below

At a Glance

Median Home Value

$163,800

State avg $150,167

Tax w/ Mortgage/yr

$1,393

$116/mo escrow

Tax w/o Mortgage/yr

$936

$78/mo

State Tax Rate Rank

#81

of 120 counties (1 = lowest)

Data Story

About Property Taxes in Montgomery County, Kentucky

Montgomery's rate is moderately higher

Montgomery County's effective tax rate of 0.746% runs 5% above the national median of 0.71%, placing it in the upper tier nationally. Median property taxes here are $1,222 annually—45% of the national median of $2,690—due to lower median home values than the U.S. average.

Slightly above Kentucky average

Montgomery County's rate of 0.746% exceeds Kentucky's state average of 0.719%, putting it in the higher half of the state's tax burden distribution. The median annual tax of $1,222 is 12% above the state median of $1,093, reflecting Montgomery's higher median home value of $163,800.

Fourth-highest rate in the region

Montgomery County's 0.746% rate ranks fourth among the eight counties, behind Mercer County (0.819%), Monroe County (0.767%), and Morgan County (0.757%). Its median tax bill of $1,222 is in the mid-range for the region.

Median home assessment yields $1,222 tax

A home valued at Montgomery County's median of $163,800 generates approximately $1,222 in annual property taxes. For mortgaged properties, accounting for insurance and related costs brings that to roughly $1,393 annually.

Assess your property's true value

Montgomery County homeowners paying above-average taxes should compare their assessment against recent sales of similar homes in the area. Filing an appeal is free and could lower your tax burden if your property is valued above current market conditions.

How Montgomery County Compares

Median Annual Property Tax

Montgomery County$1,222
Kentucky State Average$1,093
National Average$1,924

Montgomery County

0.75%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Montgomery County, Kentucky?
The effective property tax rate in Montgomery County, Kentucky is 0.75%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Montgomery County?
The median annual property tax payment in Montgomery County is $1,222. Homeowners with a mortgage pay a median of $1,393, while those without a mortgage pay $936.
How does Montgomery County compare to the Kentucky average?
Montgomery County's effective tax rate of 0.75% is higher than the Kentucky state average of 0.73%. The median annual property tax in Montgomery County is $1,222, compared to the state average of $1,093.
What is the median home value in Montgomery County, Kentucky?
The median home value in Montgomery County, Kentucky is $163,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Montgomery County property tax rate higher than the Kentucky average?
Montgomery County's effective property tax rate of 0.75% is higher than the Kentucky average of 0.73%. This difference of 0.02% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Montgomery County rank for property taxes in Kentucky?
Montgomery County ranks #81 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.75% and median annual tax of $1,222, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.