Franklin County Property Taxes

Franklin County, Kentucky

Effective Tax Rate

0.00%

53% above state avg

Median Annual Tax

$0

$139/mo escrow

#101 of 120 counties in Kentucky

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.84%

vs. Kentucky Avg53% above
vs. National Avg37.8% below

At a Glance

Median Home Value

$198,700

State avg $150,167

Tax w/ Mortgage/yr

$1,857

$155/mo escrow

Tax w/o Mortgage/yr

$1,364

$114/mo

State Tax Rate Rank

#101

of 120 counties (1 = lowest)

Data Story

About Property Taxes in Franklin County, Kentucky

Franklin taxes well below national average

Franklin County's 0.842% effective tax rate is roughly one-third the national property tax burden, placing it in the bottom 35% nationally. The median tax of $1,672 is still 38% below the national median of $2,690.

Above average among Kentucky counties

At 0.842%, Franklin County's rate exceeds Kentucky's 0.719% state average by more than 10%, ranking it in the upper tier of state counties. Its median tax of $1,672 is 53% higher than the state median of $1,093, reflecting higher property values in the Frankfort region.

Higher rate than surrounding counties

Franklin County's 0.842% rate significantly exceeds nearby Garrard County (0.720%) and Gallatin County (0.808%), though remains slightly below Fayette County's 0.891%. The higher rate reflects Franklin's status as Kentucky's capital, with corresponding property values and services.

Median home costs $1,672 annually

A homeowner with Franklin County's median property value of $198,700 pays roughly $1,672 in annual property taxes. With a mortgage, the escrow-included payment typically reaches about $1,857 annually.

Verify your property's assessed value

Franklin County property owners should periodically verify their assessments against recent comparable sales in their neighborhood. If your assessed value appears inflated, filing an appeal with the assessor's office could reduce your annual tax burden.

How Franklin County Compares

Median Annual Property Tax

Franklin County$1,672
Kentucky State Average$1,093
National Average$1,924

Franklin County

0.84%

Effective rate

Kentucky Avg

0.73%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Franklin County, Kentucky?
The effective property tax rate in Franklin County, Kentucky is 0.84%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Franklin County?
The median annual property tax payment in Franklin County is $1,672. Homeowners with a mortgage pay a median of $1,857, while those without a mortgage pay $1,364.
How does Franklin County compare to the Kentucky average?
Franklin County's effective tax rate of 0.84% is higher than the Kentucky state average of 0.73%. The median annual property tax in Franklin County is $1,672, compared to the state average of $1,093.
What is the median home value in Franklin County, Kentucky?
The median home value in Franklin County, Kentucky is $198,700, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Franklin County property tax rate higher than the Kentucky average?
Franklin County's effective property tax rate of 0.84% is higher than the Kentucky average of 0.73%. This difference of 0.11% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Franklin County rank for property taxes in Kentucky?
Franklin County ranks #101 out of 120 counties in Kentucky by effective property tax rate (1 = lowest). With a rate of 0.84% and median annual tax of $1,672, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Kentucky

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.