Shelby County Property Taxes

Shelby County, Illinois

Effective Tax Rate

0.00%

29.7% below state avg

Median Annual Tax

$0

$163/mo escrow

#16 of 102 counties in Illinois

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.50%

vs. Illinois Avg29.7% below
vs. National Avg27.3% below

At a Glance

Median Home Value

$130,400

State avg $146,132

Tax w/ Mortgage/yr

$2,174

$181/mo escrow

Tax w/o Mortgage/yr

$1,804

$150/mo

State Tax Rate Rank

#16

of 102 counties (1 = lowest)

Data Story

About Property Taxes in Shelby County, Illinois

Shelby taxes well below national average

At 1.50%, Shelby County's effective tax rate falls significantly short of the national median of 2.05%, placing it in roughly the 30th percentile nationally. The median property tax of $1,955 is 27% below the national median of $2,690, despite the county's median home value of $130,400.

Shelby ranks among state's lowest-tax counties

With a 1.50% effective rate, Shelby County falls below the Illinois state average of 1.83%, placing it in the lower tier statewide. This favorable positioning offers substantial savings compared to many other Illinois jurisdictions.

Shelby competitive with regional peers

At 1.50%, Shelby's rate rivals Saline County (1.56%) and edges below Stark County (1.64%), making it among the region's most affordable. The $1,955 median tax aligns closely with these comparably-taxed neighbors.

Plan for approximately $1,955 yearly

On the median home valued at $130,400, Shelby County homeowners typically pay $1,955 per year in property taxes. With mortgage escrow reserves factored in, the median rises to $2,174.

Assessment appeals remain worthwhile

Even in a low-tax county, individual properties can be assessed above market value, particularly in rural or slower-moving markets. A reassessment request costs nothing and could reveal further savings.

How Shelby County Compares

Median Annual Property Tax

Shelby County$1,955
Illinois State Average$2,782
National Average$1,924

Shelby County

1.50%

Effective rate

Illinois Avg

1.90%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Shelby County, Illinois?
The effective property tax rate in Shelby County, Illinois is 1.50%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Shelby County?
The median annual property tax payment in Shelby County is $1,955. Homeowners with a mortgage pay a median of $2,174, while those without a mortgage pay $1,804.
How does Shelby County compare to the Illinois average?
Shelby County's effective tax rate of 1.50% is lower than the Illinois state average of 1.90%. The median annual property tax in Shelby County is $1,955, compared to the state average of $2,782.
What is the median home value in Shelby County, Illinois?
The median home value in Shelby County, Illinois is $130,400, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Shelby County a low property tax area in Illinois?
Yes — Shelby County's effective property tax rate of 1.50% is below the Illinois average of 1.90%. The median annual property tax of $1,955 is also lower the state average of $2,782, making it a relatively affordable area for property taxes.
How does Shelby County rank for property taxes in Illinois?
Shelby County ranks #16 out of 102 counties in Illinois by effective property tax rate (1 = lowest). With a rate of 1.50% and median annual tax of $1,955, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Illinois

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.