Cumberland County Property Taxes
Cumberland County, Illinois
Effective Tax Rate
0.00%
25.7% below state avgMedian Annual Tax
$0
$172/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
1.76%
At a Glance
Median Home Value
$117,700
State avg ▼ $146,132
Tax w/ Mortgage/yr
$2,025
$169/mo escrow
Tax w/o Mortgage/yr
$2,103
$175/mo
State Tax Rate Rank
#47
of 102 counties (1 = lowest)
Data Story
About Property Taxes in Cumberland County, Illinois
Cumberland's taxes stay below the national line
Cumberland County's effective tax rate of 1.757% and median tax bill of $2,068 both fall short of the national median property tax of $2,690. On homes worth significantly less than the national median of $281,900, Cumberland residents enjoy lower absolute tax payments despite rates slightly below the national norm.
Near state average but still reasonable
Cumberland County's 1.757% effective rate sits just below Illinois' state average of 1.831%, making it a middle-of-the-pack performer statewide. With a median property tax of $2,068 compared to the state average of $2,782, Cumberland offers slightly better-than-average value for Illinois property owners.
Cumberland strikes a balance in the region
At 1.757%, Cumberland ranks between Crawford County's lower 1.556% rate and De Witt County's higher 1.849%, positioning it as the regional middle ground. The county's median home value of $117,700 closely mirrors Crawford's, making tax competitiveness similar across this cluster of central Illinois counties.
Budget $2,068 annually for taxes
Cumberland County homeowners pay approximately $2,068 per year in property taxes on a median home valued at $117,700—roughly $172 monthly. Mortgage payers see minimal variation at $2,025 annually, while owners without mortgages pay $2,103, reflecting the county's relatively stable assessment practices.
Assessment review could lower your bill
Illinois property owners frequently find their homes overvalued in county assessments, creating opportunities for tax reduction through formal appeals. Cumberland residents should compare their assessed value to recent comparable sales in their neighborhood—a mismatch could mean significant savings over time.
How Cumberland County Compares
Median Annual Property Tax
Cumberland County
1.76%
Effective rate
Illinois Avg
1.90%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Cumberland County, Illinois?
How much are property taxes in Cumberland County?
How does Cumberland County compare to the Illinois average?
What is the median home value in Cumberland County, Illinois?
Is Cumberland County a low property tax area in Illinois?
How does Cumberland County rank for property taxes in Illinois?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Illinois
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.