Gallatin County Property Taxes

Gallatin County, Illinois

Effective Tax Rate

0.00%

54.1% below state avg

Median Annual Tax

$0

$106/mo escrow

#18 of 102 counties in Illinois

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.51%

vs. Illinois Avg54.1% below
vs. National Avg52.6% below

At a Glance

Median Home Value

$84,700

State avg $146,132

Tax w/ Mortgage/yr

$1,429

$119/mo escrow

Tax w/o Mortgage/yr

$1,044

$87/mo

State Tax Rate Rank

#18

of 102 counties (1 = lowest)

Data Story

About Property Taxes in Gallatin County, Illinois

Gallatin County costs less than nation

Gallatin County's 1.506% effective tax rate sits comfortably below the national median of 1.562%, placing it in the bottom 35% of U.S. counties. With the second-lowest median home value at $84,700, residents pay just $1,276 annually—less than half the national median tax of $2,690.

Well below Illinois average

Illinois averages 1.831%, and Gallatin County's 1.506% rate beats that handily, ranking among the state's lowest-taxed counties. At $1,276 median annual tax, residents pay less than half the state median of $2,782, making Gallatin exceptionally affordable for homeowners.

Third-lowest in the region

Gallatin's 1.506% rate ranks third-lowest in south-central Illinois, behind Franklin (1.501%) and Fayette (1.517%), but ahead of Effingham (1.509%). Counties like Ford (2.069%) and Fulton (2.133%) impose 37–42% higher rates, positioning Gallatin as a bargain for property buyers.

What your home costs to own

Gallatin County residents pay just $1,276 annually on the median home of $84,700—among the lowest tax bills in the region. Without a mortgage, owners pay $1,044; with one, $1,429—a manageable expense for families seeking affordable homeownership.

Even small assessments merit review

Though Gallatin County's taxes are low, overassessment still reduces your effective return on homeownership. Review your assessment against recent comparable sales in your neighborhood; if it's inflated, a free appeal to the county assessor could lower your bill further.

How Gallatin County Compares

Median Annual Property Tax

Gallatin County$1,276
Illinois State Average$2,782
National Average$1,924

Gallatin County

1.51%

Effective rate

Illinois Avg

1.90%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Gallatin County, Illinois?
The effective property tax rate in Gallatin County, Illinois is 1.51%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Gallatin County?
The median annual property tax payment in Gallatin County is $1,276. Homeowners with a mortgage pay a median of $1,429, while those without a mortgage pay $1,044.
How does Gallatin County compare to the Illinois average?
Gallatin County's effective tax rate of 1.51% is lower than the Illinois state average of 1.90%. The median annual property tax in Gallatin County is $1,276, compared to the state average of $2,782.
What is the median home value in Gallatin County, Illinois?
The median home value in Gallatin County, Illinois is $84,700, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Gallatin County a low property tax area in Illinois?
Yes — Gallatin County's effective property tax rate of 1.51% is below the Illinois average of 1.90%. The median annual property tax of $1,276 is also lower the state average of $2,782, making it a relatively affordable area for property taxes.
How does Gallatin County rank for property taxes in Illinois?
Gallatin County ranks #18 out of 102 counties in Illinois by effective property tax rate (1 = lowest). With a rate of 1.51% and median annual tax of $1,276, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Illinois

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.