Hardin County Property Taxes

Hardin County, Illinois

Effective Tax Rate

0.00%

61.3% below state avg

Median Annual Tax

$0

$90/mo escrow

#3 of 102 counties in Illinois

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.18%

vs. Illinois Avg61.3% below
vs. National Avg59.9% below

At a Glance

Median Home Value

$91,700

State avg $146,132

Tax w/ Mortgage/yr

$1,278

$107/mo escrow

Tax w/o Mortgage/yr

$762

$64/mo

State Tax Rate Rank

#3

of 102 counties (1 = lowest)

Data Story

About Property Taxes in Hardin County, Illinois

Hardin County Ranks Among Nation's Most Affordable

At 1.18%, Hardin County's effective tax rate places it in the lowest 25th percentile nationally, well below the national median of 1.82%. This exceptional affordability makes Hardin one of America's most tax-friendly counties for homeowners.

Second-Lowest Taxes in Illinois

Hardin County ranks second-lowest among Illinois counties with an effective tax rate of 1.18%, just above Hamilton County's 1.35% and far below the state average of 1.83%. At $1,078 in median annual property taxes, residents enjoy some of the state's most affordable assessments.

Clear Tax Leader in Region

Hardin County's 1.18% rate is the lowest in its region, significantly undercutting all neighbors including Hamilton (1.35%), Henderson (1.68%), and Hancock (1.86%). Hardin residents enjoy a clear competitive advantage on property tax burden.

Median Home Costs Just $1,078 Yearly

On a median home value of $91,700, Hardin County homeowners pay approximately $1,078 annually in property taxes, the lowest in the region. With a mortgage, that figure rises to $1,278 when including additional assessments.

Verify Your Assessment Accuracy

Even in low-tax counties like Hardin, some homeowners are overassessed relative to their property's true market value. Filing an assessment appeal is straightforward and could provide additional relief beyond the county's already-competitive rates.

How Hardin County Compares

Median Annual Property Tax

Hardin County$1,078
Illinois State Average$2,782
National Average$1,924

Hardin County

1.18%

Effective rate

Illinois Avg

1.90%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Hardin County, Illinois?
The effective property tax rate in Hardin County, Illinois is 1.18%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Hardin County?
The median annual property tax payment in Hardin County is $1,078. Homeowners with a mortgage pay a median of $1,278, while those without a mortgage pay $762.
How does Hardin County compare to the Illinois average?
Hardin County's effective tax rate of 1.18% is lower than the Illinois state average of 1.90%. The median annual property tax in Hardin County is $1,078, compared to the state average of $2,782.
What is the median home value in Hardin County, Illinois?
The median home value in Hardin County, Illinois is $91,700, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Hardin County a low property tax area in Illinois?
Yes — Hardin County's effective property tax rate of 1.18% is below the Illinois average of 1.90%. The median annual property tax of $1,078 is also lower the state average of $2,782, making it a relatively affordable area for property taxes.
How does Hardin County rank for property taxes in Illinois?
Hardin County ranks #3 out of 102 counties in Illinois by effective property tax rate (1 = lowest). With a rate of 1.18% and median annual tax of $1,078, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Illinois

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.