Clay County Property Taxes
Clay County, Tennessee
Effective Tax Rate
0.00%
17.2% below state avgMedian Annual Tax
$0
$70/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.61%
At a Glance
Median Home Value
$136,900
State avg ▼ $201,611
Tax w/ Mortgage/yr
$1,000
$83/mo escrow
Tax w/o Mortgage/yr
$792
$66/mo
State Tax Rate Rank
#81
of 95 counties (1 = lowest)
Data Story
About Property Taxes in Clay County, Tennessee
Clay County's above-average rate
At 0.614%, Clay County's effective tax rate exceeds the national average of roughly 0.85%, placing it in the higher tier nationally. However, its median tax of $841 remains far below the national median of $2,690 due to smaller home values.
Higher than Tennessee average
Clay County's 0.614% effective rate ranks above Tennessee's state average of 0.511%, making it one of the pricier counties to own property in statewide. This premium reflects local budget priorities and services relative to wealthier parts of the state.
Among the higher-taxed counties
At 0.614%, Clay County's rate trails only Carroll (0.663%) and Cocke (0.642%) in this group, making it the third-highest tax burden. Yet its median home value of $136,900 keeps actual tax bills reasonable compared to regional alternatives.
Annual tax on Clay properties
A median Clay County home valued at $136,900 carries approximately $841 in annual property taxes—roughly $70 per month. Homeowners with mortgages typically pay $1,000 annually in escrow taxes.
Appeal if overassessed
Clay County residents should examine their assessment notices and challenge any discrepancies with recent sales data or appraisals. The county assessor's office processes appeals during designated windows, and many homeowners successfully reduce their tax liability by proving overvaluation.
How Clay County Compares
Median Annual Property Tax
Clay County
0.61%
Effective rate
Tennessee Avg
0.50%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Clay County, Tennessee?
How much are property taxes in Clay County?
How does Clay County compare to the Tennessee average?
What is the median home value in Clay County, Tennessee?
Why is Clay County property tax rate higher than the Tennessee average?
How does Clay County rank for property taxes in Tennessee?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Tennessee
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.