Stephenson County Property Taxes

The effective property tax rate in Stephenson County, Illinois is 2.46%. This rate is calculated by dividing the median property tax payment by the median home value in the county.

The median annual property tax payment in Stephenson County is $3,140. Homeowners with a mortgage pay a median of $3,375, while those without a mortgage pay $2,925.

Stephenson County's effective tax rate of 2.46% is higher than the Illinois state average of 1.90%. The median annual property tax in Stephenson County is $3,140, compared to the state average of $2,782.

The median home value in Stephenson County, Illinois is $127,500, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.

Stephenson County's effective property tax rate of 2.46% is higher than the Illinois average of 1.90%. This difference of 0.56% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.

Stephenson County ranks #97 out of 102 counties in Illinois by effective property tax rate (1 = lowest). With a rate of 2.46% and median annual tax of $3,140, it falls in the upper third of counties statewide.