Stephenson County Property Taxes
Effective Tax Rate
0.00%
12.9% above state avgMedian Annual Tax
$0
$262/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
2.46%
At a Glance
Median Home Value
$127,500
State avg $146,132
Tax w/ Mortgage/yr
$3,375
$281/mo escrow
Tax w/o Mortgage/yr
$2,925
$244/mo
State Tax Rate Rank
#97
of 102 counties (1 = lowest)
Homeowner context
What this means for a Stephenson County homeowner
Use these county medians as a planning baseline. Your actual bill depends on assessed value, exemptions, millage, and local taxing districts.
Tax pressure
2.46%
0.56 percentage points above the state average
Typical bill
$3,140
$358 above the state median
State position
#97
Ranked from lowest to highest effective rate across 102 Illinois counties.
Data Story
About Property Taxes in Stephenson County, Illinois
Stephenson taxes well above national norm
Stephenson County's effective tax rate of 2.463% significantly exceeds the national median of 1.831%, placing it in the top tier of U.S. counties for property tax burden. The median property tax bill here is $3,140, compared to the national median of $2,690—a 17% premium.
Illinois's third-highest county tax rate
Among Illinois's 102 counties, Stephenson ranks in the top 3% for effective tax rates at 2.463%, well above the state average of 1.831%. Only a handful of Illinois counties impose higher property tax burdens on homeowners.
Higher taxes than surrounding counties
Stephenson County's 2.463% rate substantially exceeds nearby Tazewell County (2.116%) and Warren County (1.896%). Homeowners in Stephenson pay roughly $200–$600 more annually than those in neighboring counties with similar home values.
Median home, median tax bill here
A median-valued home in Stephenson County ($127,500) carries an estimated annual property tax of $3,140. With mortgage-related assessments factored in, owners may pay up to $3,375 annually.
Appeal your assessment today
Many Stephenson County homeowners are overassessed and don't realize they can appeal their property valuations to reduce taxes. Filing an appeal costs nothing and could save hundreds of dollars annually on your tax bill.
How Stephenson County Compares
Median Annual Property Tax
Stephenson County
2.46%
Effective rate
Illinois Avg
1.90%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Stephenson County, Illinois?
How much are property taxes in Stephenson County?
How does Stephenson County compare to the Illinois average?
What is the median home value in Stephenson County, Illinois?
Why is Stephenson County property tax rate higher than the Illinois average?
How does Stephenson County rank for property taxes in Illinois?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Illinois
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.
Estimates are informational only and are not tax, legal, financial, or assessment appeal advice. Verify parcel-specific amounts with the county assessor or tax collector.