McHenry County Property Taxes

McHenry County, Illinois

Effective Tax Rate

0.00%

157.1% above state avg

Median Annual Tax

$0

$596/mo escrow

#99 of 102 counties in Illinois

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

2.49%

vs. Illinois Avg157.1% above
vs. National Avg165.9% above

At a Glance

Median Home Value

$286,900

State avg $146,132

Tax w/ Mortgage/yr

$7,337

$611/mo escrow

Tax w/o Mortgage/yr

$6,725

$560/mo

State Tax Rate Rank

#99

of 102 counties (1 = lowest)

Data Story

About Property Taxes in McHenry County, Illinois

McHenry County has highest tax burden

McHenry County's effective tax rate of 2.493% ranks in the 87th percentile nationally, far exceeding the national median of 1.728%. The median property tax of $7,153 is 2.7 times the national median of $2,690, reflecting both elevated rates and higher home values of $286,900—the only county in this cohort with values near the national median.

McHenry leads Illinois in tax burden

At 2.493%, McHenry County carries the highest effective tax rate in Illinois, exceeding the state average of 1.831% by 0.66 percentage points. The median property tax of $7,153 is 2.6 times the state median of $2,782—by far the heaviest tax load in the state.

Dramatically outpaces all regional peers

McHenry County's 2.493% rate towers above every comparison county—nearly 0.4 percentage points higher than Mason County (2.146%) and more than twice as high as Massac County (1.499%). This reflects the Chicago suburban market's concentrated service and infrastructure demands.

Homeowners pay $7,153 annually

On McHenry County's median home value of $286,900 and effective rate of 2.493%, residents pay approximately $7,153 in annual property taxes. With mortgage-related fees, total obligations climb to $7,337.

Reassessment critical at this tax level

With property taxes exceeding $7,000 annually, even modest assessment corrections can yield substantial savings for McHenry County homeowners. File a reassessment appeal with the McHenry County Assessor—the process is free and could significantly reduce your annual bill.

How McHenry County Compares

Median Annual Property Tax

McHenry County$7,153
Illinois State Average$2,782
National Average$1,924

McHenry County

2.49%

Effective rate

Illinois Avg

1.90%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in McHenry County, Illinois?
The effective property tax rate in McHenry County, Illinois is 2.49%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in McHenry County?
The median annual property tax payment in McHenry County is $7,153. Homeowners with a mortgage pay a median of $7,337, while those without a mortgage pay $6,725.
How does McHenry County compare to the Illinois average?
McHenry County's effective tax rate of 2.49% is higher than the Illinois state average of 1.90%. The median annual property tax in McHenry County is $7,153, compared to the state average of $2,782.
What is the median home value in McHenry County, Illinois?
The median home value in McHenry County, Illinois is $286,900, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is McHenry County property tax rate higher than the Illinois average?
McHenry County's effective property tax rate of 2.49% is higher than the Illinois average of 1.90%. This difference of 0.59% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does McHenry County rank for property taxes in Illinois?
McHenry County ranks #99 out of 102 counties in Illinois by effective property tax rate (1 = lowest). With a rate of 2.49% and median annual tax of $7,153, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Illinois

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.