Champaign County Property Taxes

Champaign County, Illinois

Effective Tax Rate

0.00%

52.6% above state avg

Median Annual Tax

$0

$354/mo escrow

#77 of 102 counties in Illinois

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

2.07%

vs. Illinois Avg52.6% above
vs. National Avg57.8% above

At a Glance

Median Home Value

$205,100

State avg $146,132

Tax w/ Mortgage/yr

$4,362

$364/mo escrow

Tax w/o Mortgage/yr

$4,063

$339/mo

State Tax Rate Rank

#77

of 102 counties (1 = lowest)

Data Story

About Property Taxes in Champaign County, Illinois

Champaign County taxes slightly above national norm

With an effective tax rate of 2.070%, Champaign County sits above the national median of 1.56%, placing it in the 65th percentile nationally. Its median property tax of $4,245 exceeds the national median of $2,690, driven by higher home values averaging $205,100.

Mid-range within Illinois counties

Champaign County ranks 20th among Illinois's 102 counties by effective tax rate at 2.070%, above the state average of 1.831%. Its median property tax of $4,245 surpasses the state median of $2,782, reflecting a more affluent housing market.

Highest taxes in central Illinois cluster

Champaign County's 2.070% rate leads its neighboring counties, including Cass County (2.102% is higher, but Coles County at 2.046% is close), and significantly exceeds Christian County (1.691%) and Clark County (1.684%). It sits squarely in the region's higher-tax tier.

What an average Champaign County home costs annually

The median Champaign County home valued at $205,100 generates an estimated $4,245 in annual property taxes. Those with mortgages pay $4,362, while those without mortgages pay $4,063.

Overassessment could save you thousands

Champaign County homeowners overassessed on their property can file appeals with the county assessor's office at no cost. Given the county's higher home values and tax bills, a successful reassessment could reduce annual taxes by over $1,000.

How Champaign County Compares

Median Annual Property Tax

Champaign County$4,245
Illinois State Average$2,782
National Average$1,924

Champaign County

2.07%

Effective rate

Illinois Avg

1.90%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Champaign County, Illinois?
The effective property tax rate in Champaign County, Illinois is 2.07%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Champaign County?
The median annual property tax payment in Champaign County is $4,245. Homeowners with a mortgage pay a median of $4,362, while those without a mortgage pay $4,063.
How does Champaign County compare to the Illinois average?
Champaign County's effective tax rate of 2.07% is higher than the Illinois state average of 1.90%. The median annual property tax in Champaign County is $4,245, compared to the state average of $2,782.
What is the median home value in Champaign County, Illinois?
The median home value in Champaign County, Illinois is $205,100, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Champaign County property tax rate higher than the Illinois average?
Champaign County's effective property tax rate of 2.07% is higher than the Illinois average of 1.90%. This difference of 0.17% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Champaign County rank for property taxes in Illinois?
Champaign County ranks #77 out of 102 counties in Illinois by effective property tax rate (1 = lowest). With a rate of 2.07% and median annual tax of $4,245, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Illinois

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.