Ford County Property Taxes
Ford County, Illinois
Effective Tax Rate
0.00%
12.2% below state avgMedian Annual Tax
$0
$204/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
2.07%
At a Glance
Median Home Value
$118,100
State avg ▼ $146,132
Tax w/ Mortgage/yr
$2,613
$218/mo escrow
Tax w/o Mortgage/yr
$2,163
$180/mo
State Tax Rate Rank
#75
of 102 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Ford County, Illinois
Ford County taxes above U.S. average
Ford County's 2.069% effective tax rate exceeds the national median of 1.562% by about 32%, placing it in the 70th percentile of U.S. counties. At $2,443 median annual tax on a $118,100 home, Ford residents pay significantly more than the national median of $2,690 home value.
One of Illinois's heaviest taxed
Illinois averages 1.831%, and Ford County's 2.069% rate places it among the state's pricier counties for property taxation. Residents here pay $2,443 annually, well above the state median of $2,782, despite owning homes worth less than the state average.
Pricey compared to nearby counties
Ford County's 2.069% rate significantly exceeds Franklin (1.501%), Fayette (1.517%), Effingham (1.509%), and Gallatin (1.506%) in the region. Only Fulton County (2.133%) and Grundy County (2.029%) come close, making Ford one of the area's less affordable counties for homeowners.
What your home costs to own
A typical Ford County home valued at $118,100 generates $2,443 in annual property taxes—higher than most surrounding counties despite the modest home value. Over a 30-year mortgage, that's roughly $73,290 in property taxes alone, not counting maintenance or utilities.
Challenge assessments to cut bills
Given Ford County's above-average tax rates, challenging an inflated assessment is especially worthwhile. Many homeowners in high-tax counties discover their properties are overvalued; requesting a reassessment costs nothing and could save hundreds annually.
How Ford County Compares
Median Annual Property Tax
Ford County
2.07%
Effective rate
Illinois Avg
1.90%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Ford County, Illinois?
How much are property taxes in Ford County?
How does Ford County compare to the Illinois average?
What is the median home value in Ford County, Illinois?
Why is Ford County property tax rate higher than the Illinois average?
How does Ford County rank for property taxes in Illinois?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Illinois
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.