St. Clair County Property Taxes

St. Clair County, Illinois

Effective Tax Rate

0.00%

27% above state avg

Median Annual Tax

$0

$294/mo escrow

#78 of 102 counties in Illinois

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

2.09%

vs. Illinois Avg27% above
vs. National Avg31.3% above

At a Glance

Median Home Value

$168,800

State avg $146,132

Tax w/ Mortgage/yr

$4,082

$340/mo escrow

Tax w/o Mortgage/yr

$2,745

$229/mo

State Tax Rate Rank

#78

of 102 counties (1 = lowest)

Data Story

About Property Taxes in St. Clair County, Illinois

St. Clair taxes exceed national average

At 2.09%, St. Clair County's effective tax rate surpasses the national median of 2.05%, placing it in roughly the 55th percentile nationally. The median property tax of $3,533 is 31% above the national median of $2,690, making St. Clair one of the nation's higher-taxing counties relative to home values.

St. Clair ranks among state's highest taxes

At 2.09%, St. Clair's effective rate exceeds Illinois' state average of 1.83% by 26 basis points, placing it in the upper tier statewide. The $3,533 median tax is among the highest county-level burdens in Illinois.

St. Clair significantly higher than region

At 2.09%, St. Clair's rate substantially exceeds neighboring Rock Island (2.33% is higher, but St. Clair outpaces most others like Sangamon at 1.98%). The $3,533 median tax represents the heaviest burden among its peer counties in the region.

Budget approximately $3,533 annually

On the median home valued at $168,800, St. Clair County homeowners typically pay $3,533 per year in property taxes. When mortgage escrow reserves are included, the median rises to $4,082.

High-tax homeowners should appeal

In a high-tax county like St. Clair, overassessments hit harder on household budgets—many residents never discover their assessments exceed fair market value. Filing an appeal is straightforward and could reduce your tax burden by hundreds annually.

How St. Clair County Compares

Median Annual Property Tax

St. Clair County$3,533
Illinois State Average$2,782
National Average$1,924

St. Clair County

2.09%

Effective rate

Illinois Avg

1.90%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in St. Clair County, Illinois?
The effective property tax rate in St. Clair County, Illinois is 2.09%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in St. Clair County?
The median annual property tax payment in St. Clair County is $3,533. Homeowners with a mortgage pay a median of $4,082, while those without a mortgage pay $2,745.
How does St. Clair County compare to the Illinois average?
St. Clair County's effective tax rate of 2.09% is higher than the Illinois state average of 1.90%. The median annual property tax in St. Clair County is $3,533, compared to the state average of $2,782.
What is the median home value in St. Clair County, Illinois?
The median home value in St. Clair County, Illinois is $168,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is St. Clair County property tax rate higher than the Illinois average?
St. Clair County's effective property tax rate of 2.09% is higher than the Illinois average of 1.90%. This difference of 0.19% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does St. Clair County rank for property taxes in Illinois?
St. Clair County ranks #78 out of 102 counties in Illinois by effective property tax rate (1 = lowest). With a rate of 2.09% and median annual tax of $3,533, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Illinois

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.