Morgan County Property Taxes
Morgan County, Alabama
Effective Tax Rate
0.00%
31.9% above state avgMedian Annual Tax
$0
$56/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.35%
At a Glance
Median Home Value
$193,000
State avg ▲ $149,701
Tax w/ Mortgage/yr
$746
$62/mo escrow
Tax w/o Mortgage/yr
$576
$48/mo
State Tax Rate Rank
#41
of 67 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Morgan County, Alabama
Morgan County taxes well below national norms
Morgan County's effective tax rate of 0.349% falls in the lowest 15% nationally, far below the national median rate of roughly 0.9%. The median property tax of $674 represents just 25% of the national median bill of $2,690.
Slightly above Alabama average
Morgan County's 0.349% effective rate sits 3% above Alabama's state average of 0.339%, ranking 35th among the state's 67 counties. The median tax bill of $674 exceeds the state median of $511 by $163.
Regional tax leader with higher home values
Morgan County's $674 median bill exceeds all nearby counties except Mobile County, reflecting higher median home values of $193,000. The county's rate of 0.349% remains competitive within its region despite higher assessments.
Your annual Morgan County bill
On a median home valued at $193,000, Morgan County homeowners pay approximately $674 per year in property taxes. With mortgage escrow included, the total rises to approximately $746 annually.
Higher valuations mean appeal opportunities
Morgan County's elevated home values increase the potential savings from a successful assessment appeal. Homeowners should verify their assessed values match current market conditions by contacting the county assessor.
Tax Rate Details
Understanding Millage Rates in Morgan County
In Alabama, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Alabama, residential property is assessed at 10% of appraised market value. This means a home appraised at $200,000 has an assessed value of $20,000, and the millage rate is applied to that assessed value — resulting in some of the lowest effective property tax bills in the nation.
Morgan County has an effective property tax rate of 0.35%, resulting in a median annual tax bill of $674. Use the calculator above to estimate your property tax based on Morgan County's current rate, or contact the Morgan County tax assessor's office for the exact millage rate breakdown for your property.
How Morgan County Compares
Median Annual Property Tax
Morgan County
0.35%
Effective rate
Alabama Avg
0.34%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Morgan County, Alabama?
What is the millage rate in Morgan County, Alabama?
How much are property taxes in Morgan County?
How does Morgan County compare to the Alabama average?
What is the median home value in Morgan County, Alabama?
Why is Morgan County property tax rate higher than the Alabama average?
How does Morgan County rank for property taxes in Alabama?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Alabama
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.