Madison County Property Taxes

Madison County, Alabama

Effective Tax Rate

0.00%

111.5% above state avg

Median Annual Tax

$0

$90/mo escrow

#57 of 67 counties in Alabama

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.40%

vs. Alabama Avg111.5% above
vs. National Avg59.8% below

At a Glance

Median Home Value

$267,800

State avg $149,701

Tax w/ Mortgage/yr

$1,109

$92/mo escrow

Tax w/o Mortgage/yr

$1,029

$86/mo

State Tax Rate Rank

#57

of 67 counties (1 = lowest)

Data Story

About Property Taxes in Madison County, Alabama

Madison County taxes below national median

Madison County's effective tax rate of 0.404% sits slightly above the national median of 0.339%, but higher home values ($267,800 median) mean residents pay a more substantial $1,081 annually. That's still less than 40% of the national median tax bill, showcasing Alabama's tax advantage.

Moderate tax rate in Alabama context

At 0.404%, Madison County ranks in the middle tier of Alabama counties by effective tax rate, slightly above the state average of 0.339%. The county balances moderate taxation with strong property values relative to many rural Alabama peers.

Madison taxes more than most neighbors

Madison County's 0.404% rate exceeds nearby Marshall County (0.381%) but stays well below Lee County's 0.496%. A typical $267,800 home in Madison costs roughly $100–$200 more annually in taxes than identical homes in Marshall or Limestone.

Your median annual tax bill

Madison County's median home value of $267,800 at an effective rate of 0.404% produces approximately $1,081 in annual property taxes. Adding escrow for mortgage holders brings the total to roughly $1,109.

Higher values mean bigger appeal savings

In Madison County's stronger real estate market, assessment errors can result in substantial overpayment. If your home's assessed value significantly exceeds recent comparable sales, filing an appeal could save you hundreds annually.

Tax Rate Details

Understanding Millage Rates in Madison County

In Alabama, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.

In Alabama, residential property is assessed at 10% of appraised market value. This means a home appraised at $200,000 has an assessed value of $20,000, and the millage rate is applied to that assessed value — resulting in some of the lowest effective property tax bills in the nation.

Madison County has an effective property tax rate of 0.40%, resulting in a median annual tax bill of $1,081. Use the calculator above to estimate your property tax based on Madison County's current rate, or contact the Madison County tax assessor's office for the exact millage rate breakdown for your property.

How Madison County Compares

Median Annual Property Tax

Madison County$1,081
Alabama State Average$511
National Average$1,924

Madison County

0.40%

Effective rate

Alabama Avg

0.34%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Madison County, Alabama?
The effective property tax rate in Madison County, Alabama is 0.40%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
What is the millage rate in Madison County, Alabama?
The millage rate (also called mill rate) is the property tax rate expressed as dollars per $1,000 of assessed property value. In Alabama, property taxes are calculated by multiplying your assessed property value by the total millage rate, which includes levies from the county, city, school district, and special districts. Madison County has an effective property tax rate of 0.40%, which translates to a median annual tax bill of $1,081. To find the exact millage rate breakdown for your property, check with the Madison County tax assessor's office.
How much are property taxes in Madison County?
The median annual property tax payment in Madison County is $1,081. Homeowners with a mortgage pay a median of $1,109, while those without a mortgage pay $1,029.
How does Madison County compare to the Alabama average?
Madison County's effective tax rate of 0.40% is higher than the Alabama state average of 0.34%. The median annual property tax in Madison County is $1,081, compared to the state average of $511.
What is the median home value in Madison County, Alabama?
The median home value in Madison County, Alabama is $267,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Madison County property tax rate higher than the Alabama average?
Madison County's effective property tax rate of 0.40% is higher than the Alabama average of 0.34%. This difference of 0.06% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Madison County rank for property taxes in Alabama?
Madison County ranks #57 out of 67 counties in Alabama by effective property tax rate (1 = lowest). With a rate of 0.40% and median annual tax of $1,081, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Alabama

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.