Cullman County Property Taxes
Cullman County, Alabama
Effective Tax Rate
0.00%
10.6% below state avgMedian Annual Tax
$0
$38/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.25%
At a Glance
Median Home Value
$180,500
State avg ▲ $149,701
Tax w/ Mortgage/yr
$514
$43/mo escrow
Tax w/o Mortgage/yr
$381
$32/mo
State Tax Rate Rank
#8
of 67 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Cullman County, Alabama
Cullman's taxes fall far below national median
At 0.253%, Cullman County's effective property tax rate is roughly 72% lower than the national average of 0.89%. The median annual tax of $457 represents just 17% of the national median of $2,690.
Well below Alabama's state average
Cullman's 0.253% rate ranks among the lowest in Alabama, sitting well below the state average of 0.339%. Its median tax of $457 trails the state median of $511 by approximately 11%.
Lower-middle tax burden in the group
Cullman's 0.253% rate ranks third-lowest in this eight-county sample, with only Coosa (0.271%) and Covington (0.251%) offering lower rates. For a county with higher median home values, this represents good affordability.
What homeowners pay annually
A homeowner with Cullman County's median-valued property ($180,500) pays approximately $457 per year in property taxes. With mortgage adjustments, that can reach around $514.
Challenge your assessment if needed
Cullman homeowners should review their property assessment annually to ensure it hasn't inflated beyond the home's actual market value. Challenging an inflated assessment is often free and can save you hundreds over the years.
Tax Rate Details
Understanding Millage Rates in Cullman County
In Alabama, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Alabama, residential property is assessed at 10% of appraised market value. This means a home appraised at $200,000 has an assessed value of $20,000, and the millage rate is applied to that assessed value — resulting in some of the lowest effective property tax bills in the nation.
Cullman County has an effective property tax rate of 0.25%, resulting in a median annual tax bill of $457. Use the calculator above to estimate your property tax based on Cullman County's current rate, or contact the Cullman County tax assessor's office for the exact millage rate breakdown for your property.
How Cullman County Compares
Median Annual Property Tax
Cullman County
0.25%
Effective rate
Alabama Avg
0.34%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Cullman County, Alabama?
What is the millage rate in Cullman County, Alabama?
How much are property taxes in Cullman County?
How does Cullman County compare to the Alabama average?
What is the median home value in Cullman County, Alabama?
Is Cullman County a low property tax area in Alabama?
How does Cullman County rank for property taxes in Alabama?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Alabama
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.