Choctaw County Property Taxes

Choctaw County, Alabama

Effective Tax Rate

0.00%

61.1% below state avg

Median Annual Tax

$0

$17/mo escrow

#1 of 67 counties in Alabama

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.18%

vs. Alabama Avg61.1% below
vs. National Avg92.6% below

At a Glance

Median Home Value

$111,800

State avg $149,701

Tax w/ Mortgage/yr

$218

$18/mo escrow

Tax w/o Mortgage/yr

$199

$17/mo

State Tax Rate Rank

#1

of 67 counties (1 = lowest)

Data Story

About Property Taxes in Choctaw County, Alabama

Choctaw has Alabama's lowest tax burden

Choctaw County's 0.178% effective rate ranks in the bottom 3% nationally, with homeowners paying just $199 annually—less than one-fifteenth the U.S. median of $2,690. This is one of the lowest property tax rates found anywhere in America.

Lowest effective rate in Alabama

At 0.178%, Choctaw County has the lowest effective tax rate among all Alabama counties, less than half the state average of 0.339%. The county's median tax of $199 is 61% below Alabama's median of $511.

Dramatically lower than surrounding counties

Choctaw County's 0.178% rate is less than half that of neighboring Chambers (0.382%) and Cherokee (0.388%), representing a significant savings for residents. Even compared to Chilton County at 0.336%, Choctaw homeowners pay roughly half the effective rate.

Just $199 on median home value

On Choctaw County's median home value of $111,800, homeowners pay only $199 annually in property taxes—the lowest across the region. This modest burden remains stable whether paying with mortgage escrow or independently.

Even low taxes deserve verification

Although Choctaw County's rates are exceptionally low, homeowners should still verify their assessments for accuracy to ensure fairness. The appeal process remains free and available to challenge any assessment deemed inaccurate.

Tax Rate Details

Understanding Millage Rates in Choctaw County

In Alabama, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.

In Alabama, residential property is assessed at 10% of appraised market value. This means a home appraised at $200,000 has an assessed value of $20,000, and the millage rate is applied to that assessed value — resulting in some of the lowest effective property tax bills in the nation.

Choctaw County has an effective property tax rate of 0.18%, resulting in a median annual tax bill of $199. Use the calculator above to estimate your property tax based on Choctaw County's current rate, or contact the Choctaw County tax assessor's office for the exact millage rate breakdown for your property.

How Choctaw County Compares

Median Annual Property Tax

Choctaw County$199
Alabama State Average$511
National Average$1,924

Choctaw County

0.18%

Effective rate

Alabama Avg

0.34%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Choctaw County, Alabama?
The effective property tax rate in Choctaw County, Alabama is 0.18%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
What is the millage rate in Choctaw County, Alabama?
The millage rate (also called mill rate) is the property tax rate expressed as dollars per $1,000 of assessed property value. In Alabama, property taxes are calculated by multiplying your assessed property value by the total millage rate, which includes levies from the county, city, school district, and special districts. Choctaw County has an effective property tax rate of 0.18%, which translates to a median annual tax bill of $199. To find the exact millage rate breakdown for your property, check with the Choctaw County tax assessor's office.
How much are property taxes in Choctaw County?
The median annual property tax payment in Choctaw County is $199. Homeowners with a mortgage pay a median of $218, while those without a mortgage pay $199.
How does Choctaw County compare to the Alabama average?
Choctaw County's effective tax rate of 0.18% is lower than the Alabama state average of 0.34%. The median annual property tax in Choctaw County is $199, compared to the state average of $511.
What is the median home value in Choctaw County, Alabama?
The median home value in Choctaw County, Alabama is $111,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Choctaw County a low property tax area in Alabama?
Yes — Choctaw County's effective property tax rate of 0.18% is below the Alabama average of 0.34%. The median annual property tax of $199 is also lower the state average of $511, making it a relatively affordable area for property taxes.
How does Choctaw County rank for property taxes in Alabama?
Choctaw County ranks #1 out of 67 counties in Alabama by effective property tax rate (1 = lowest). With a rate of 0.18% and median annual tax of $199, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Alabama

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.