Covington County Property Taxes

Covington County, Alabama

Effective Tax Rate

0.00%

29.9% below state avg

Median Annual Tax

$0

$30/mo escrow

#7 of 67 counties in Alabama

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.25%

vs. Alabama Avg29.9% below
vs. National Avg86.7% below

At a Glance

Median Home Value

$142,500

State avg $149,701

Tax w/ Mortgage/yr

$383

$32/mo escrow

Tax w/o Mortgage/yr

$337

$28/mo

State Tax Rate Rank

#7

of 67 counties (1 = lowest)

Data Story

About Property Taxes in Covington County, Alabama

Covington's taxes rank among America's lowest

At 0.251%, Covington County's effective property tax rate is less than 30% of the national average of 0.89%, placing it in the bottom 5th percentile nationwide. The median annual tax of $358 represents only 13% of the national median of $2,690.

Well below Alabama's state average

Covington's 0.251% rate ranks among the lowest in Alabama, trailing the state average of 0.339% by roughly 26%. Its median tax of $358 is about 30% lower than Alabama's statewide median of $511.

Second-lowest rate in the region

Only Coosa County (0.271%) has a lower tax rate than Covington's 0.251%, making Covington the second-most affordable in this eight-county comparison. This positions Covington well for homeowners seeking minimal tax burden.

What homeowners pay annually

A homeowner with a median-valued property ($142,500) in Covington pays approximately $358 per year in taxes. Mortgaged properties may see that increase slightly to $383.

Double-check your assessment before paying

Property assessment errors can still affect tax bills, even in low-rate counties—request a copy of your assessment and verify it reflects your home's true current value. Many Alabama counties allow free assessment challenges; check your county assessor's office for deadline dates.

Tax Rate Details

Understanding Millage Rates in Covington County

In Alabama, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.

In Alabama, residential property is assessed at 10% of appraised market value. This means a home appraised at $200,000 has an assessed value of $20,000, and the millage rate is applied to that assessed value — resulting in some of the lowest effective property tax bills in the nation.

Covington County has an effective property tax rate of 0.25%, resulting in a median annual tax bill of $358. Use the calculator above to estimate your property tax based on Covington County's current rate, or contact the Covington County tax assessor's office for the exact millage rate breakdown for your property.

How Covington County Compares

Median Annual Property Tax

Covington County$358
Alabama State Average$511
National Average$1,924

Covington County

0.25%

Effective rate

Alabama Avg

0.34%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Covington County, Alabama?
The effective property tax rate in Covington County, Alabama is 0.25%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
What is the millage rate in Covington County, Alabama?
The millage rate (also called mill rate) is the property tax rate expressed as dollars per $1,000 of assessed property value. In Alabama, property taxes are calculated by multiplying your assessed property value by the total millage rate, which includes levies from the county, city, school district, and special districts. Covington County has an effective property tax rate of 0.25%, which translates to a median annual tax bill of $358. To find the exact millage rate breakdown for your property, check with the Covington County tax assessor's office.
How much are property taxes in Covington County?
The median annual property tax payment in Covington County is $358. Homeowners with a mortgage pay a median of $383, while those without a mortgage pay $337.
How does Covington County compare to the Alabama average?
Covington County's effective tax rate of 0.25% is lower than the Alabama state average of 0.34%. The median annual property tax in Covington County is $358, compared to the state average of $511.
What is the median home value in Covington County, Alabama?
The median home value in Covington County, Alabama is $142,500, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Covington County a low property tax area in Alabama?
Yes — Covington County's effective property tax rate of 0.25% is below the Alabama average of 0.34%. The median annual property tax of $358 is also lower the state average of $511, making it a relatively affordable area for property taxes.
How does Covington County rank for property taxes in Alabama?
Covington County ranks #7 out of 67 counties in Alabama by effective property tax rate (1 = lowest). With a rate of 0.25% and median annual tax of $358, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Alabama

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.