Tennessee Property Taxes

Property tax rates for all 95 counties.

Average Annual Tax

$1,016

Average Rate

0.50%

Average Home Value

$201,611

62% below national average

At a Glance

Average Annual Tax

$1,016

National avg $2,690

Average Effective Rate

0.50%Medium

Based on median tax / median home value

Average Home Value

$201,611

National avg $281,900

Counties

95

Browse all counties below

Tennessee Property Tax Calculator

Estimate your property tax for any county in Tennessee. Select a county and enter your home value.

$

Select a county above to estimate your Tennessee property tax.

Estimates based on U.S. Census Bureau, ACS 2019-2023 5-Year Estimates. Actual taxes vary by exemptions, assessments, and local levies.

State Overview

Property Taxes in Tennessee

Tennessee taxes rank well below national average

Tennessee homeowners pay an effective property tax rate of 0.511%, less than half the national median of 1.03%—placing the state among the 10 most tax-friendly in America. This advantage compounds: the median property tax bill of $1,016 statewide is just 38% of the $2,690 national median, even though Tennessee's median home value ($201,611) is only 28% lower than the national median ($281,900).

Tax rates vary dramatically across 95 counties

Cumberland County's effective rate of 0.307% is the state's most affordable, while Shelby County (Memphis area) reaches 1.034%—more than triple the lowest rate. Median tax bills range from $519 in Fentress County to $2,891 in Williamson County, a variation of 457%, showing where you live in Tennessee dramatically affects your property tax burden.

A typical Tennessee home costs $1,016 annually to tax

The median Tennessee homeowner pays $1,016 per year on a $201,611 home—a striking bargain compared to the national median of $2,690 for a more expensive house. This means a middle-class family can own a reasonably valued home and spend roughly $85 monthly on property taxes, freeing up household budget for other needs.

Wealthy suburbs and metro areas carry higher bills

Williamson County (Nashville suburbs), Davidson County (Nashville proper), and Shelby County (Memphis) are the state's three highest-tax counties, all with median bills exceeding $2,376—yet Williamson's effective rate (0.429%) remains below the national median. Rural counties like Fentress and Hancock drive the state's overall advantage, with bills under $533 and effective rates around 0.35–0.45%.

Tennessee offers low-tax living for budget-conscious homeowners

Tennessee ranks as a low-tax state overall, with effective rates less than half the national average and bills roughly one-third of the national median—making it attractive for retirees, first-time buyers, and those seeking affordable homeownership. The trade-off: highest-tax counties like Shelby still exceed the national median rate, so location within Tennessee matters significantly for your bottom line.

All Tennessee Counties

CountyEffective RateMedian Tax
Anderson County0.62%$1,333
Bedford County0.50%$1,274
Benton County0.58%$717
Bledsoe County0.41%$671
Blount County0.50%$1,387
Bradley County0.51%$1,174
Campbell County0.38%$651
Cannon County0.48%$1,091
Carroll County0.66%$809
Carter County0.53%$833
Cheatham County0.51%$1,479
Chester County0.54%$837
Claiborne County0.49%$728
Clay County0.61%$841
Cocke County0.64%$911
Coffee County0.61%$1,378
Crockett County0.65%$865
Cumberland County0.31%$699
Davidson County0.62%$2,390
Decatur County0.49%$654
DeKalb County0.36%$747
Dickson County0.50%$1,369
Dyer County0.61%$966
Fayette County0.35%$1,092
Fentress County0.34%$519
Franklin County0.56%$1,218
Gibson County0.68%$1,016
Giles County0.47%$953
Grainger County0.51%$871
Greene County0.43%$803
Grundy County0.42%$563
Hamblen County0.46%$863
Hamilton County0.67%$1,888
Hancock County0.45%$533
Hardeman County0.65%$762
Hardin County0.43%$666
Hawkins County0.56%$940
Haywood County0.71%$854
Henderson County0.47%$732
Henry County0.48%$700
Hickman County0.57%$1,089
Houston County0.57%$861
Humphreys County0.48%$895
Jackson County0.50%$671
Jefferson County0.47%$990
Johnson County0.38%$673
Knox County0.48%$1,332
Lake County0.71%$758
Lauderdale County0.66%$808
Lawrence County0.53%$940
Lewis County0.50%$795
Lincoln County0.47%$991
Loudon County0.40%$1,163
Macon County0.41%$858
Madison County0.61%$1,161
Marion County0.44%$771
Marshall County0.54%$1,334
Maury County0.48%$1,476
McMinn County0.37%$707
McNairy County0.39%$589
Meigs County0.39%$727
Monroe County0.44%$887
Montgomery County0.67%$1,671
Moore County0.48%$1,252
Morgan County0.58%$837
Obion County0.57%$697
Overton County0.39%$676
Perry County0.58%$660
Pickett County0.37%$606
Polk County0.56%$770
Putnam County0.53%$1,299
Rhea County0.46%$825
Roane County0.55%$1,172
Robertson County0.52%$1,547
Rutherford County0.51%$1,757
Scott County0.53%$616
Sequatchie County0.45%$986
Sevier County0.31%$815
Shelby County1.03%$2,376
Smith County0.47%$1,047
Stewart County0.52%$951
Sullivan County0.63%$1,205
Sumner County0.53%$1,944
Tipton County0.53%$1,158
Trousdale County0.42%$1,200
Unicoi County0.57%$960
Union County0.39%$720
Van Buren County0.40%$596
Warren County0.45%$777
Washington County0.55%$1,278
Wayne County0.54%$683
Weakley County0.54%$737
White County0.43%$809
Williamson County0.43%$2,891
Wilson County0.44%$1,743

Think your property tax is too high?

Ownwell helps homeowners appeal and lower their property taxes.

Check Savings

Sponsored

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.