Cumberland County Property Taxes
Cumberland County, Tennessee
Effective Tax Rate
0.00%
31.2% below state avgMedian Annual Tax
$0
$58/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.31%
At a Glance
Median Home Value
$228,000
State avg ▲ $201,611
Tax w/ Mortgage/yr
$731
$61/mo escrow
Tax w/o Mortgage/yr
$663
$55/mo
State Tax Rate Rank
#1
of 95 counties (1 = lowest)
Data Story
About Property Taxes in Cumberland County, Tennessee
Cumberland County offers lowest tax rate
Cumberland County's effective tax rate of 0.307% ranks among the nation's most tax-friendly jurisdictions, well below the national median of $2,690 in annual property taxes. This places the county in roughly the bottom 10% nationally, meaning Cumberland homeowners enjoy some of the lowest property tax burden in America.
Lowest effective rate in all Tennessee
At 0.307%, Cumberland County claims the lowest effective tax rate among Tennessee's 95 counties, significantly undercutting the state average of 0.511%. Despite moderate home values, residents benefit from exceptionally light property tax treatment compared to their state peers.
Dramatically lower than surrounding counties
Cumberland County's 0.307% rate is less than half the burden of nearby Decatur County (0.488%) and less than a third of Crockett County (0.645%). Only Fayette County (0.346%) in the region comes close to Cumberland's tax advantage.
What a typical Cumberland County homeowner pays
On the median home value of $228,000, Cumberland County homeowners pay just $699 annually in property taxes. With a mortgage, the figure rises to $731, while outright owners typically pay $663.
Even Cumberland homeowners should verify assessments
Though Cumberland County offers low rates, some homeowners still carry overassessed properties on the books. Filing an appeal could further reduce your tax bill if your assessed value exceeds comparable recent sales in your area.
How Cumberland County Compares
Median Annual Property Tax
Cumberland County
0.31%
Effective rate
Tennessee Avg
0.50%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Cumberland County, Tennessee?
How much are property taxes in Cumberland County?
How does Cumberland County compare to the Tennessee average?
What is the median home value in Cumberland County, Tennessee?
Is Cumberland County a low property tax area in Tennessee?
How does Cumberland County rank for property taxes in Tennessee?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Tennessee
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.