Hardeman County Property Taxes

Hardeman County, Tennessee

Effective Tax Rate

0.00%

25% below state avg

Median Annual Tax

$0

$64/mo escrow

#87 of 95 counties in Tennessee

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.65%

vs. Tennessee Avg25% below
vs. National Avg71.7% below

At a Glance

Median Home Value

$116,800

State avg $201,611

Tax w/ Mortgage/yr

$828

$69/mo escrow

Tax w/o Mortgage/yr

$693

$58/mo

State Tax Rate Rank

#87

of 95 counties (1 = lowest)

Data Story

About Property Taxes in Hardeman County, Tennessee

Hardeman taxes above national average

Hardeman County's effective tax rate of 0.652% exceeds the national median of 0.51% by nearly 28%, placing it among higher-taxing counties nationally. The median property tax of $762 on homes worth $116,800 remains just 28% of the national median, reflecting lower home values that partially offset the high rate.

Third-highest tax rate in Tennessee

At 0.652%, Hardeman County ranks among the top tier of Tennessee's most heavily taxed counties, exceeding the state average of 0.511% by roughly 28%. Its median annual tax of $762 is 75% higher than the state median of $1,016, despite lower-than-average home values.

Hardeman taxes surpass most regional peers

Hardeman County's 0.652% rate trails only Haywood County (0.714%) and Hamilton County (0.669%) in this eight-county group, but far exceeds Hardin County (0.432%), Henderson County (0.469%), and Hancock County (0.452%). This makes Hardeman one of the region's most tax-pressured counties.

Median home costs $762 annually

A typical Hardeman County home valued at $116,800 generates approximately $762 in annual property taxes at the 0.652% rate. Homeowners with mortgages pay slightly more ($828), while those owning outright pay less ($693).

Appeal high assessments to lower burden

Hardeman County residents paying above-market assessments have the right to file a no-cost appeal with the county assessor. Many homeowners successfully reduce their tax bills by proving their homes are overvalued relative to comparable sales—it's worth investigating if your assessment seems inflated.

How Hardeman County Compares

Median Annual Property Tax

Hardeman County$762
Tennessee State Average$1,016
National Average$1,924

Hardeman County

0.65%

Effective rate

Tennessee Avg

0.50%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Hardeman County, Tennessee?
The effective property tax rate in Hardeman County, Tennessee is 0.65%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Hardeman County?
The median annual property tax payment in Hardeman County is $762. Homeowners with a mortgage pay a median of $828, while those without a mortgage pay $693.
How does Hardeman County compare to the Tennessee average?
Hardeman County's effective tax rate of 0.65% is higher than the Tennessee state average of 0.50%. The median annual property tax in Hardeman County is $762, compared to the state average of $1,016.
What is the median home value in Hardeman County, Tennessee?
The median home value in Hardeman County, Tennessee is $116,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Hardeman County property tax rate higher than the Tennessee average?
Hardeman County's effective property tax rate of 0.65% is higher than the Tennessee average of 0.50%. This difference of 0.15% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Hardeman County rank for property taxes in Tennessee?
Hardeman County ranks #87 out of 95 counties in Tennessee by effective property tax rate (1 = lowest). With a rate of 0.65% and median annual tax of $762, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Tennessee

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.