Hamilton County Property Taxes
Hamilton County, Tennessee
Effective Tax Rate
0.00%
85.8% above state avgMedian Annual Tax
$0
$157/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.67%
At a Glance
Median Home Value
$282,100
State avg ▲ $201,611
Tax w/ Mortgage/yr
$1,878
$157/mo escrow
Tax w/o Mortgage/yr
$1,905
$159/mo
State Tax Rate Rank
#90
of 95 counties (1 = lowest)
Data Story
About Property Taxes in Hamilton County, Tennessee
Hamilton taxes run higher than national norm
Hamilton County's effective tax rate of 0.669% sits well above the national median of 0.51%, placing it in the upper tier nationally for property tax burden. Homeowners here pay a median of $1,888 annually—about 70% less than the national median of $2,690, largely because median home values are comparable to the U.S. average at $282,100.
Highest taxing county in Tennessee
Hamilton County carries Tennessee's highest effective tax rate at 0.669%, significantly above the state average of 0.511%. Its median annual property tax of $1,888 is nearly double the state median of $1,016, making it the most tax-burdened county in the state.
Chattanooga area leads regional tax burden
Hamilton County's 0.669% rate towers above neighboring Hawkins County (0.563%), Henderson County (0.469%), and Hardin County (0.432%). Among the eight counties compared, only Haywood County (0.714%) comes close to Hamilton's tax pressure, making this region notably heavier-taxed than many other parts of Tennessee.
Median home here costs $1,888 yearly
A home valued at Hamilton County's median of $282,100 generates approximately $1,888 in annual property taxes at the 0.669% rate. Homeowners with mortgages pay slightly less ($1,878), while those owning outright pay marginally more ($1,905).
Challenge your assessment if overvalued
Many Hamilton County homeowners are assessed above fair market value and could potentially reduce their tax burden through a formal appeal. If your home's assessed value seems high compared to recent sales of similar properties, consider filing a grievance with the county assessor's office—it's free and could save you hundreds annually.
How Hamilton County Compares
Median Annual Property Tax
Hamilton County
0.67%
Effective rate
Tennessee Avg
0.50%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Hamilton County, Tennessee?
How much are property taxes in Hamilton County?
How does Hamilton County compare to the Tennessee average?
What is the median home value in Hamilton County, Tennessee?
Why is Hamilton County property tax rate higher than the Tennessee average?
How does Hamilton County rank for property taxes in Tennessee?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Tennessee
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.