Shelby County Property Taxes

Shelby County, Tennessee

Effective Tax Rate

0.00%

133.9% above state avg

Median Annual Tax

$0

$198/mo escrow

#95 of 95 counties in Tennessee

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.03%

vs. Tennessee Avg133.9% above
vs. National Avg11.7% below

At a Glance

Median Home Value

$229,700

State avg $201,611

Tax w/ Mortgage/yr

$2,548

$212/mo escrow

Tax w/o Mortgage/yr

$1,962

$164/mo

State Tax Rate Rank

#95

of 95 counties (1 = lowest)

Data Story

About Property Taxes in Shelby County, Tennessee

Shelby County taxes exceed national median

Shelby County's 1.034% effective rate produces a median annual tax of $2,376 on properties worth $229,700—nearly at the national median of $2,690. This is Tennessee's highest county rate and roughly double the state average.

Shelby leads Tennessee in property tax burden

At 1.034%, Shelby's effective rate is more than double Tennessee's 0.511% state average, making it the highest-taxed county statewide. The median tax bill of $2,376 runs 134% above the state median of $1,016.

Shelby's taxes dramatically outpace region peers

Shelby's 1.034% rate towers over every other county profiled—nearly double Roane's 0.552% and three times Sevier's 0.314%. Homeowners pay $2,376 annually, exceeding the region's second-highest (Robertson at $1,547) by $829.

What Shelby County homeowners pay annually

On the median home value of $229,700 with a 1.034% effective rate, Shelby homeowners owe approximately $2,376 per year. Mortgage obligations add $172, bringing the total to $2,548.

Shelby homeowners have the most to gain from appeals

With the state's highest tax rate, Shelby County homeowners have the strongest incentive to challenge potentially inflated assessments. Comparing your property valuation to recent sales and filing a formal appeal could yield hundreds in annual savings.

How Shelby County Compares

Median Annual Property Tax

Shelby County$2,376
Tennessee State Average$1,016
National Average$1,924

Shelby County

1.03%

Effective rate

Tennessee Avg

0.50%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Shelby County, Tennessee?
The effective property tax rate in Shelby County, Tennessee is 1.03%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Shelby County?
The median annual property tax payment in Shelby County is $2,376. Homeowners with a mortgage pay a median of $2,548, while those without a mortgage pay $1,962.
How does Shelby County compare to the Tennessee average?
Shelby County's effective tax rate of 1.03% is higher than the Tennessee state average of 0.50%. The median annual property tax in Shelby County is $2,376, compared to the state average of $1,016.
What is the median home value in Shelby County, Tennessee?
The median home value in Shelby County, Tennessee is $229,700, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Shelby County property tax rate higher than the Tennessee average?
Shelby County's effective property tax rate of 1.03% is higher than the Tennessee average of 0.50%. This difference of 0.53% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Shelby County rank for property taxes in Tennessee?
Shelby County ranks #95 out of 95 counties in Tennessee by effective property tax rate (1 = lowest). With a rate of 1.03% and median annual tax of $2,376, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Tennessee

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.