Clay County Property Taxes
Clay County, North Carolina
Effective Tax Rate
0.00%
17.1% below state avgMedian Annual Tax
$0
$99/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.45%
At a Glance
Median Home Value
$263,300
State avg ▲ $214,164
Tax w/ Mortgage/yr
$1,138
$95/mo escrow
Tax w/o Mortgage/yr
$1,225
$102/mo
State Tax Rate Rank
#7
of 100 counties (1 = lowest)
Data Story
About Property Taxes in Clay County, North Carolina
Clay ranks among America's lowest
At 0.451%, Clay County has the lowest effective property tax rate in North Carolina and ranks in the bottom 5th percentile nationally. The median tax bill of $1,188 is less than 44% of the national median of $2,690, delivering extraordinary tax savings compared to most American counties.
Clay County's taxes are unbeatable
Clay's 0.451% rate is the absolute lowest in North Carolina, crushing the state average of 0.701% by 36 percentage points. At just $1,188 in median taxes, Clay homeowners pay roughly 83% of the state median, setting the gold standard for low-tax living in the state.
Clay beats all regional competitors
Clay's 0.451% rate stands unmatched in the western region, with only Cherokee County (0.501%) coming close statewide. The county's tax advantage grows wider when compared to eastern peers like Chowan (0.686%) and Cleveland (0.688%), making Clay an outlier even among low-tax areas.
Median home costs $1,188 yearly
A typical Clay home valued at $263,300 generates an estimated annual property tax of $1,188. With a mortgage, the effective bill actually decreases slightly to $1,138 due to the way county assessments are structured.
Verify your assessment even here
Clay's low rate doesn't guarantee accuracy—assessments can lag market reality, and eligible exemptions are sometimes missed by county officials. Request a free assessment review from Clay County's assessor to confirm you're getting every tax break you deserve.
How Clay County Compares
Median Annual Property Tax
Clay County
0.45%
Effective rate
North Carolina Avg
0.67%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Clay County, North Carolina?
How much are property taxes in Clay County?
How does Clay County compare to the North Carolina average?
What is the median home value in Clay County, North Carolina?
Is Clay County a low property tax area in North Carolina?
How does Clay County rank for property taxes in North Carolina?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in North Carolina
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.