Swain County Property Taxes
Swain County, North Carolina
Effective Tax Rate
0.00%
41.1% below state avgMedian Annual Tax
$0
$70/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.40%
At a Glance
Median Home Value
$209,800
State avg ▼ $214,164
Tax w/ Mortgage/yr
$941
$78/mo escrow
Tax w/o Mortgage/yr
$808
$67/mo
State Tax Rate Rank
#2
of 100 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Swain County, North Carolina
Swain offers North Carolina's best rates
Swain County's effective rate of 0.402% ranks among the lowest in the nation, dramatically below the national median rate. Homeowners pay just $844 annually—roughly one-third the national median tax of $2,690.
Swain ranks lowest in North Carolina
At 0.402%, Swain County has North Carolina's lowest effective tax rate, well below the state average of 0.701%. This significant advantage makes Swain exceptionally tax-friendly within the state.
Swain leads region with lowest taxes
Swain's 0.402% rate substantially undercuts all nearby counties, including Transylvania (0.458%), Rutherford (0.582%), Stokes (0.620%), Surry (0.621%), Stanly (0.623%), Sampson (0.819%), and Scotland (0.909%). This exceptional advantage reflects Swain's unique tax structure.
Your annual Swain tax bill
On a median home valued at $209,800, Swain homeowners pay approximately $844 annually—just $70 per month. With a mortgage, that reaches $941; without one, it's $808.
Even Swain residents can appeal taxes
Despite Swain's already-low rates, homeowners who believe their assessments exceed fair market value can still file free appeals. Overassessment can occur anywhere, and verifying your valuation against recent sales protects your interests.
How Swain County Compares
Median Annual Property Tax
Swain County
0.40%
Effective rate
North Carolina Avg
0.67%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Swain County, North Carolina?
How much are property taxes in Swain County?
How does Swain County compare to the North Carolina average?
What is the median home value in Swain County, North Carolina?
Is Swain County a low property tax area in North Carolina?
How does Swain County rank for property taxes in North Carolina?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in North Carolina
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.