Towns County Property Taxes
Towns County, Georgia
Effective Tax Rate
0.00%
25.5% below state avgMedian Annual Tax
$0
$95/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.37%
At a Glance
Median Home Value
$311,900
State avg ▲ $180,827
Tax w/ Mortgage/yr
$1,188
$99/mo escrow
Tax w/o Mortgage/yr
$1,070
$89/mo
State Tax Rate Rank
#2
of 159 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Towns County, Georgia
Towns County has exceptionally low property taxes
At just 0.365%, Towns County boasts one of Georgia's lowest effective property tax rates—less than one-third the state average and roughly one-third the implied national rate. The median property tax of $1,139 defies the county's elevated median home value of $311,900, showing just how favorable Towns' tax structure is for homeowners. This ultra-low rate places Towns in the lowest-tax percentile nationally, rivaling communities in some of America's most tax-friendly states.
Towns ranks among Georgia's most tax-friendly
Towns County's 0.365% effective rate is among the 10 lowest in Georgia, dramatically undercutting the state's 0.898% average. This exceptional rate applies equally to all properties regardless of value, meaning wealthy homeowners and retirees enjoy the same proportional advantage as modest-income owners. Among Georgia's 159 counties, Towns ranks in the bottom 5% for property tax burden—a significant draw for new residents seeking tax relief.
Towns dramatically undercuts neighboring counties
Towns County's 0.365% rate is less than half any neighboring county's rate, making it a regional tax haven compared to Union County (0.505%), Tift (0.936%), and others. The county's mountainous terrain and primarily residential character (versus commercial/industrial) contribute to this exceptional affordability. For homebuyers considering North Georgia mountain communities, Towns offers unmatched tax advantages even as home values climb toward $312,000.
What you'll pay on a typical Towns home
A median Towns County home valued at $311,900 generates just $1,139 in annual property tax—an astonishingly low $95 per month despite the county's high home values. With mortgage deductions, taxes rise modestly to $1,188 annually, still among the nation's lowest for homes of this value. This tax-to-value ratio explains Towns' appeal to retirees and affluent homebuyers seeking mountain living with minimal tax exposure.
Appeal if your assessment exceeds fair market value
Even in tax-friendly Towns County, some homeowners overpay due to outdated assessments or incomplete market data reflecting recent sales. You can challenge your county assessment by filing an appeal within 45 days of your notice—a straightforward process that often yields results. Given Towns' high home values and active real estate market, reassessments frequently reveal opportunities for meaningful tax reductions.
Tax Rate Details
Understanding Millage Rates in Towns County
In Georgia, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Georgia, property is assessed at 40% of fair market value. The millage rate is applied to this assessed value, so a home worth $300,000 has an assessed value of $120,000 for tax purposes. Georgia counties, cities, and school districts each set their own millage rates.
Towns County has an effective property tax rate of 0.37%, resulting in a median annual tax bill of $1,139. Use the calculator above to estimate your property tax based on Towns County's current rate, or contact the Towns County tax assessor's office for the exact millage rate breakdown for your property.
How Towns County Compares
Median Annual Property Tax
Towns County
0.37%
Effective rate
Georgia Avg
0.85%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Towns County, Georgia?
What is the millage rate in Towns County, Georgia?
How much are property taxes in Towns County?
How does Towns County compare to the Georgia average?
What is the median home value in Towns County, Georgia?
Is Towns County a low property tax area in Georgia?
How does Towns County rank for property taxes in Georgia?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Georgia
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.