Graham County Property Taxes

Graham County, North Carolina

Effective Tax Rate

0.00%

41.2% below state avg

Median Annual Tax

$0

$70/mo escrow

#18 of 100 counties in North Carolina

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.54%

vs. North Carolina Avg41.2% below
vs. National Avg68.7% below

At a Glance

Median Home Value

$155,800

State avg $214,164

Tax w/ Mortgage/yr

$1,035

$86/mo escrow

Tax w/o Mortgage/yr

$730

$61/mo

State Tax Rate Rank

#18

of 100 counties (1 = lowest)

Data Story

About Property Taxes in Graham County, North Carolina

Graham has lowest taxes around

At 0.540%, Graham's effective tax rate is the lowest in this analysis and well below the national median of 0.86%, placing it near the 20th percentile nationally. The median property tax of $842 reflects Graham's median home value of $155,800, the lowest in this group.

Graham significantly below state average

Graham's effective rate of 0.540% is substantially lower than North Carolina's average of 0.701%, making it one of the state's most tax-friendly counties. The median property tax of $842 is the lowest among all eight counties, offering western North Carolina homeowners exceptional tax relief.

Graham far outpaces regional competitors

Graham's 0.540% rate sits well below all comparable counties, with Gates (0.777%), Franklin (0.719%), and Granville (0.719%) all charging significantly more. No neighboring county comes close to Graham's low-tax environment, making it a standout in the region.

Typical Graham homeowner pays just $842

With a median home value of $155,800 and an effective rate of 0.540%, the typical Graham homeowner pays only $842 annually in property taxes—the lowest among the eight counties analyzed. Homeowners with mortgages pay $1,035, while those without mortgages pay $730.

Even low taxes can be reduced further

Although Graham's taxes are already minimal, homeowners should still verify their assessments are fair and accurate. Filing an appeal if you believe your property is overvalued costs nothing and could lower an already-low bill even further.

How Graham County Compares

Median Annual Property Tax

Graham County$842
North Carolina State Average$1,433
National Average$1,924

Graham County

0.54%

Effective rate

North Carolina Avg

0.67%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Graham County, North Carolina?
The effective property tax rate in Graham County, North Carolina is 0.54%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Graham County?
The median annual property tax payment in Graham County is $842. Homeowners with a mortgage pay a median of $1,035, while those without a mortgage pay $730.
How does Graham County compare to the North Carolina average?
Graham County's effective tax rate of 0.54% is lower than the North Carolina state average of 0.67%. The median annual property tax in Graham County is $842, compared to the state average of $1,433.
What is the median home value in Graham County, North Carolina?
The median home value in Graham County, North Carolina is $155,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Graham County a low property tax area in North Carolina?
Yes — Graham County's effective property tax rate of 0.54% is below the North Carolina average of 0.67%. The median annual property tax of $842 is also lower the state average of $1,433, making it a relatively affordable area for property taxes.
How does Graham County rank for property taxes in North Carolina?
Graham County ranks #18 out of 100 counties in North Carolina by effective property tax rate (1 = lowest). With a rate of 0.54% and median annual tax of $842, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in North Carolina

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.