Cherokee County Property Taxes

Cherokee County, North Carolina

Effective Tax Rate

0.00%

27.1% below state avg

Median Annual Tax

$0

$87/mo escrow

#12 of 100 counties in North Carolina

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.50%

vs. North Carolina Avg27.1% below
vs. National Avg61.2% below

At a Glance

Median Home Value

$208,700

State avg $214,164

Tax w/ Mortgage/yr

$1,161

$97/mo escrow

Tax w/o Mortgage/yr

$960

$80/mo

State Tax Rate Rank

#12

of 100 counties (1 = lowest)

Data Story

About Property Taxes in Cherokee County, North Carolina

Cherokee ranks among America's lowest

At 0.501%, Cherokee County has one of the lowest effective property tax rates in the United States, roughly 43% below the national median of 0.88%. The median tax bill of $1,045 is less than 40% of the national median of $2,690, placing Cherokee in the bottom 10th percentile nationally.

Cherokee leads North Carolina taxes

Cherokee's 0.501% rate ranks among the absolute lowest in North Carolina, beating the state average of 0.701% by a substantial margin. At just $1,045 in median taxes, Cherokee homeowners pay less than 73% of the state median, offering exceptional tax relief.

Cherokee and Clay set state low-tax standard

Cherokee's 0.501% rate is second only to Clay County (0.451%) in the state, making the pair the nation's most tax-friendly North Carolina destinations. The county significantly undercuts regional peers like Caswell (0.677%) and Chowan (0.686%), attracting budget-conscious homebuyers.

Median home costs $1,045 yearly

A typical Cherokee home valued at $208,700 generates an estimated annual property tax of $1,045. With a mortgage, the effective bill rises to $1,161 due to ancillary assessments.

Appeal to confirm fair assessment

Even in North Carolina's lowest-tax county, it's worth confirming your assessed value matches reality—especially if you've made significant home improvements or the market has shifted. Contact Cherokee County's assessor office for a free assessment appeal to verify accuracy.

How Cherokee County Compares

Median Annual Property Tax

Cherokee County$1,045
North Carolina State Average$1,433
National Average$1,924

Cherokee County

0.50%

Effective rate

North Carolina Avg

0.67%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Cherokee County, North Carolina?
The effective property tax rate in Cherokee County, North Carolina is 0.50%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Cherokee County?
The median annual property tax payment in Cherokee County is $1,045. Homeowners with a mortgage pay a median of $1,161, while those without a mortgage pay $960.
How does Cherokee County compare to the North Carolina average?
Cherokee County's effective tax rate of 0.50% is lower than the North Carolina state average of 0.67%. The median annual property tax in Cherokee County is $1,045, compared to the state average of $1,433.
What is the median home value in Cherokee County, North Carolina?
The median home value in Cherokee County, North Carolina is $208,700, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Cherokee County a low property tax area in North Carolina?
Yes — Cherokee County's effective property tax rate of 0.50% is below the North Carolina average of 0.67%. The median annual property tax of $1,045 is also lower the state average of $1,433, making it a relatively affordable area for property taxes.
How does Cherokee County rank for property taxes in North Carolina?
Cherokee County ranks #12 out of 100 counties in North Carolina by effective property tax rate (1 = lowest). With a rate of 0.50% and median annual tax of $1,045, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in North Carolina

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.