McDowell County Property Taxes

McDowell County, North Carolina

Effective Tax Rate

0.00%

39.2% below state avg

Median Annual Tax

$0

$73/mo escrow

#15 of 100 counties in North Carolina

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.52%

vs. North Carolina Avg39.2% below
vs. National Avg67.6% below

At a Glance

Median Home Value

$168,300

State avg $214,164

Tax w/ Mortgage/yr

$1,033

$86/mo escrow

Tax w/o Mortgage/yr

$750

$63/mo

State Tax Rate Rank

#15

of 100 counties (1 = lowest)

Data Story

About Property Taxes in McDowell County, North Carolina

McDowell ranks among America's lowest-tax counties

McDowell County's effective tax rate of 0.517% places it in the lowest 25% nationally. The median property tax of $871 is one-third the national median of $2,690, offering substantial tax savings.

McDowell is among North Carolina's bargains

At 0.517%, McDowell's effective rate falls well below the state average of 0.701%, ranking it in the lowest-tax tier statewide. The median tax bill of $871 saves homeowners $562 compared to the state median of $1,433.

Mountain region keeps taxes consistently low

McDowell's 0.517% rate mirrors Madison County (0.496%) and Mitchell County (0.502%) in the western mountain corridor. This cluster represents some of North Carolina's most tax-affordable areas.

On a median McDowell home, here's the bill

A $168,300 home—McDowell's median value—costs approximately $871 annually in property taxes. Homeowners with a mortgage face $1,033 when county fees are included.

Even low-tax counties have savings opportunities

Assessment inaccuracy affects all counties, including those with lower rates. McDowell homeowners should verify their assessments and explore available exemptions—the assessor's office can guide the appeal process at no cost.

How McDowell County Compares

Median Annual Property Tax

McDowell County$871
North Carolina State Average$1,433
National Average$1,924

McDowell County

0.52%

Effective rate

North Carolina Avg

0.67%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in McDowell County, North Carolina?
The effective property tax rate in McDowell County, North Carolina is 0.52%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in McDowell County?
The median annual property tax payment in McDowell County is $871. Homeowners with a mortgage pay a median of $1,033, while those without a mortgage pay $750.
How does McDowell County compare to the North Carolina average?
McDowell County's effective tax rate of 0.52% is lower than the North Carolina state average of 0.67%. The median annual property tax in McDowell County is $871, compared to the state average of $1,433.
What is the median home value in McDowell County, North Carolina?
The median home value in McDowell County, North Carolina is $168,300, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is McDowell County a low property tax area in North Carolina?
Yes — McDowell County's effective property tax rate of 0.52% is below the North Carolina average of 0.67%. The median annual property tax of $871 is also lower the state average of $1,433, making it a relatively affordable area for property taxes.
How does McDowell County rank for property taxes in North Carolina?
McDowell County ranks #15 out of 100 counties in North Carolina by effective property tax rate (1 = lowest). With a rate of 0.52% and median annual tax of $871, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in North Carolina

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.