Mercer County Property Taxes

Mercer County, Illinois

Effective Tax Rate

0.00%

2.6% below state avg

Median Annual Tax

$0

$226/mo escrow

#63 of 102 counties in Illinois

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

1.95%

vs. Illinois Avg2.6% below
vs. National Avg0.7% above

At a Glance

Median Home Value

$139,300

State avg $146,132

Tax w/ Mortgage/yr

$2,995

$250/mo escrow

Tax w/o Mortgage/yr

$2,310

$193/mo

State Tax Rate Rank

#63

of 102 counties (1 = lowest)

Data Story

About Property Taxes in Mercer County, Illinois

Mercer County taxes exceed the national average

Mercer County's effective tax rate of 1.945% tops the national median of 1.831%, placing it above the 50th percentile nationwide. On a home valued at $281,900, this rate would generate roughly $5,473 in annual taxes—significantly higher than the national median of $2,690.

Mercer ranks in the upper half statewide

At 1.945%, Mercer County's effective rate exceeds Illinois's state average of 1.831%. Despite median home values of just $139,300, Mercer's median tax bill of $2,710 still tracks above the state median of $2,782 relative to its modest home prices.

Mercer's rate tops nearby Menard and Montgomery counties

Mercer's 1.945% effective rate significantly outpaces Menard County's 1.637% and Montgomery County's 1.720%. A homeowner with a $150,000 property in Mercer pays roughly $300 more annually than an identical home in Menard.

Typical Mercer home costs $2,710 per year in taxes

The median $139,300 home in Mercer County carries a $2,710 annual property tax. With mortgage-related charges, the total climbs to $2,995, making property taxes a meaningful expense for homeowners.

Appeal your assessment if values seem inflated

Mercer County residents paying above-market rates should request a professional assessment review. Many overassessed homeowners successfully lower their tax burden through formal appeals to the county assessor's office.

How Mercer County Compares

Median Annual Property Tax

Mercer County$2,710
Illinois State Average$2,782
National Average$1,924

Mercer County

1.95%

Effective rate

Illinois Avg

1.90%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Mercer County, Illinois?
The effective property tax rate in Mercer County, Illinois is 1.95%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Mercer County?
The median annual property tax payment in Mercer County is $2,710. Homeowners with a mortgage pay a median of $2,995, while those without a mortgage pay $2,310.
How does Mercer County compare to the Illinois average?
Mercer County's effective tax rate of 1.95% is higher than the Illinois state average of 1.90%. The median annual property tax in Mercer County is $2,710, compared to the state average of $2,782.
What is the median home value in Mercer County, Illinois?
The median home value in Mercer County, Illinois is $139,300, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Mercer County property tax rate higher than the Illinois average?
Mercer County's effective property tax rate of 1.95% is higher than the Illinois average of 1.90%. This difference of 0.04% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Mercer County rank for property taxes in Illinois?
Mercer County ranks #63 out of 102 counties in Illinois by effective property tax rate (1 = lowest). With a rate of 1.95% and median annual tax of $2,710, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Illinois

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.