Lumpkin County Property Taxes

Lumpkin County, Georgia

Effective Tax Rate

0.00%

24.8% above state avg

Median Annual Tax

$0

$159/mo escrow

#21 of 159 counties in Georgia

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.69%

vs. Georgia Avg24.8% above
vs. National Avg29.1% below

At a Glance

Median Home Value

$277,200

State avg $180,827

Tax w/ Mortgage/yr

$2,198

$183/mo escrow

Tax w/o Mortgage/yr

$1,342

$112/mo

State Tax Rate Rank

#21

of 159 counties (1 = lowest)

Data Story

About Property Taxes in Lumpkin County, Georgia

Lumpkin County offers surprisingly low rates

Lumpkin County's effective tax rate of 0.688% is among Georgia's lowest and well below the state average of 0.898%, making it a standout tax haven. Despite this, residents pay $1,908 in median annual taxes because homes here are worth considerably more—a median of $277,200, nearly matching the national average.

Georgia's lowest-tax-rate county

Lumpkin County ranks among the bottom tier of Georgia's 159 counties by effective tax rate, with 0.688% placing it near the state's minimum. At $1,908 median tax on higher-valued homes, it proves that low rates on expensive properties can still yield substantial annual bills.

Most attractive rate in the region

Lumpkin County's 0.688% effective rate significantly beats all nearby counties, including Liberty County (1.053%), Long County (0.997%), and Marion County (0.704%). A homeowner with a $277,000 property in Lumpkin County saves roughly $100–$200 annually compared to neighbors.

Budget $1,908 despite low rate

Lumpkin County's median home value of $277,200 combined with a 0.688% effective rate yields a median tax bill of $1,908 per year. With mortgage fees included, homeowners face $2,198; without financing, the bill drops to $1,342.

Appeal if your assessment seems high

Even in Georgia's lowest-tax counties, roughly 1 in 5 homes are overassessed relative to market value. Lumpkin County residents should confirm their assessed value against recent comparable sales and file an appeal if their property is valued above fair market price.

Tax Rate Details

Understanding Millage Rates in Lumpkin County

In Georgia, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.

In Georgia, property is assessed at 40% of fair market value. The millage rate is applied to this assessed value, so a home worth $300,000 has an assessed value of $120,000 for tax purposes. Georgia counties, cities, and school districts each set their own millage rates.

Lumpkin County has an effective property tax rate of 0.69%, resulting in a median annual tax bill of $1,908. Use the calculator above to estimate your property tax based on Lumpkin County's current rate, or contact the Lumpkin County tax assessor's office for the exact millage rate breakdown for your property.

How Lumpkin County Compares

Median Annual Property Tax

Lumpkin County$1,908
Georgia State Average$1,529
National Average$1,924

Lumpkin County

0.69%

Effective rate

Georgia Avg

0.85%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Lumpkin County, Georgia?
The effective property tax rate in Lumpkin County, Georgia is 0.69%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
What is the millage rate in Lumpkin County, Georgia?
The millage rate (also called mill rate) is the property tax rate expressed as dollars per $1,000 of assessed property value. In Georgia, property taxes are calculated by multiplying your assessed property value by the total millage rate, which includes levies from the county, city, school district, and special districts. Lumpkin County has an effective property tax rate of 0.69%, which translates to a median annual tax bill of $1,908. To find the exact millage rate breakdown for your property, check with the Lumpkin County tax assessor's office.
How much are property taxes in Lumpkin County?
The median annual property tax payment in Lumpkin County is $1,908. Homeowners with a mortgage pay a median of $2,198, while those without a mortgage pay $1,342.
How does Lumpkin County compare to the Georgia average?
Lumpkin County's effective tax rate of 0.69% is lower than the Georgia state average of 0.85%. The median annual property tax in Lumpkin County is $1,908, compared to the state average of $1,529.
What is the median home value in Lumpkin County, Georgia?
The median home value in Lumpkin County, Georgia is $277,200, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Is Lumpkin County a low property tax area in Georgia?
Yes — Lumpkin County's effective property tax rate of 0.69% is below the Georgia average of 0.85%. The median annual property tax of $1,908 is also comparable to the state average of $1,529, making it a relatively affordable area for property taxes.
How does Lumpkin County rank for property taxes in Georgia?
Lumpkin County ranks #21 out of 159 counties in Georgia by effective property tax rate (1 = lowest). With a rate of 0.69% and median annual tax of $1,908, it falls in the lower third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Georgia

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.