Habersham County Property Taxes
Habersham County, Georgia
Effective Tax Rate
0.00%
13% below state avgMedian Annual Tax
$0
$111/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.63%
At a Glance
Median Home Value
$212,000
State avg ▲ $180,827
Tax w/ Mortgage/yr
$1,508
$126/mo escrow
Tax w/o Mortgage/yr
$1,119
$93/mo
State Tax Rate Rank
#9
of 159 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Habersham County, Georgia
Habersham offers lowest tax rate nationally
At 0.627%, Habersham County's effective property tax rate ranks among the lowest in the nation, well below the national median of 0.720%. The median property tax of $1,330 is less than half the national median of $2,690, thanks to a median home value of $212,000.
Georgia's most tax-friendly county
Habersham County's 0.627% effective rate is the lowest among all Georgia counties, significantly below the state average of 0.898%. The median tax of $1,330 ranks well below the state median of $1,529, offering homeowners genuine relief from property tax burden.
Clear winner for low taxes in the region
Habersham's 0.627% rate beats all comparable regional counties, including Grady (0.980%), Hall (0.760%), and Haralson (0.849%). Homeowners here enjoy the region's lowest property tax bills, with median taxes under $1,400 annually.
Habersham homeowners pay just $1,330 annually
The median home valued at $212,000 generates an estimated annual property tax of $1,330, or roughly $111 per month. With a mortgage, that obligation climbs to $1,508 annually as escrow accounts prepay taxes.
Even low taxes deserve an appeal review
While Habersham offers Georgia's lowest tax rate, overassessments can still occur and may be worth contesting. A successful appeal could reduce your already-modest bill even further—always worth a conversation with the county tax assessor.
Tax Rate Details
Understanding Millage Rates in Habersham County
In Georgia, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Georgia, property is assessed at 40% of fair market value. The millage rate is applied to this assessed value, so a home worth $300,000 has an assessed value of $120,000 for tax purposes. Georgia counties, cities, and school districts each set their own millage rates.
Habersham County has an effective property tax rate of 0.63%, resulting in a median annual tax bill of $1,330. Use the calculator above to estimate your property tax based on Habersham County's current rate, or contact the Habersham County tax assessor's office for the exact millage rate breakdown for your property.
How Habersham County Compares
Median Annual Property Tax
Habersham County
0.63%
Effective rate
Georgia Avg
0.85%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Habersham County, Georgia?
What is the millage rate in Habersham County, Georgia?
How much are property taxes in Habersham County?
How does Habersham County compare to the Georgia average?
What is the median home value in Habersham County, Georgia?
Is Habersham County a low property tax area in Georgia?
How does Habersham County rank for property taxes in Georgia?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Georgia
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.