Chatham County Property Taxes

Chatham County, Georgia

Effective Tax Rate

0.00%

61.1% above state avg

Median Annual Tax

$0

$205/mo escrow

#85 of 159 counties in Georgia

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.90%

vs. Georgia Avg61.1% above
vs. National Avg8.4% below

At a Glance

Median Home Value

$273,300

State avg $180,827

Tax w/ Mortgage/yr

$2,645

$220/mo escrow

Tax w/o Mortgage/yr

$2,035

$170/mo

State Tax Rate Rank

#85

of 159 counties (1 = lowest)

Data Story

About Property Taxes in Chatham County, Georgia

Chatham's tax rate tracks with the nation

At 0.901%, Chatham County's effective property tax rate sits just above the national median of 0.84%, placing it in the 58th percentile nationally. The median property tax here is $2,463, slightly below the national median of $2,690, despite a median home value of $273,300 that's close to the national average of $281,900.

Slightly above Georgia average

Chatham's 0.901% effective rate edges out Georgia's state average of 0.898%, making it a middle-of-the-pack county statewide. The median tax bill of $2,463 runs significantly higher than Georgia's state median of $1,529, reflecting both higher home values and consistent tax collection practices.

Chatham balances between urban and rural

Compared to nearby Clarke County (0.899% rate, $2,444 median tax), Chatham is virtually identical, though Clarke's homes are slightly cheaper at $271,900. Chatham's rate is noticeably lower than rural neighbors like Clinch County (1.396%) but higher than the affordable Chattooga County (0.855%).

Budget roughly $2,500 annually

A homeowner with a median-valued $273,300 home in Chatham pays approximately $2,463 per year in property taxes. With a mortgage, that bill climbs to $2,645 once financing and insurance factors are included.

Your assessment may be too high

Across Georgia, many homeowners pay taxes on inflated property valuations that don't match market reality. If you believe your home is overassessed, you can file a property tax appeal with the Chatham County Board of Assessors to potentially lower your annual bill.

Tax Rate Details

Understanding Millage Rates in Chatham County

In Georgia, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.

In Georgia, property is assessed at 40% of fair market value. The millage rate is applied to this assessed value, so a home worth $300,000 has an assessed value of $120,000 for tax purposes. Georgia counties, cities, and school districts each set their own millage rates.

Chatham County has an effective property tax rate of 0.90%, resulting in a median annual tax bill of $2,463. Use the calculator above to estimate your property tax based on Chatham County's current rate, or contact the Chatham County tax assessor's office for the exact millage rate breakdown for your property.

How Chatham County Compares

Median Annual Property Tax

Chatham County$2,463
Georgia State Average$1,529
National Average$1,924

Chatham County

0.90%

Effective rate

Georgia Avg

0.85%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Chatham County, Georgia?
The effective property tax rate in Chatham County, Georgia is 0.90%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
What is the millage rate in Chatham County, Georgia?
The millage rate (also called mill rate) is the property tax rate expressed as dollars per $1,000 of assessed property value. In Georgia, property taxes are calculated by multiplying your assessed property value by the total millage rate, which includes levies from the county, city, school district, and special districts. Chatham County has an effective property tax rate of 0.90%, which translates to a median annual tax bill of $2,463. To find the exact millage rate breakdown for your property, check with the Chatham County tax assessor's office.
How much are property taxes in Chatham County?
The median annual property tax payment in Chatham County is $2,463. Homeowners with a mortgage pay a median of $2,645, while those without a mortgage pay $2,035.
How does Chatham County compare to the Georgia average?
Chatham County's effective tax rate of 0.90% is higher than the Georgia state average of 0.85%. The median annual property tax in Chatham County is $2,463, compared to the state average of $1,529.
What is the median home value in Chatham County, Georgia?
The median home value in Chatham County, Georgia is $273,300, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Chatham County property tax rate higher than the Georgia average?
Chatham County's effective property tax rate of 0.90% is higher than the Georgia average of 0.85%. This difference of 0.06% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Chatham County rank for property taxes in Georgia?
Chatham County ranks #85 out of 159 counties in Georgia by effective property tax rate (1 = lowest). With a rate of 0.90% and median annual tax of $2,463, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Georgia

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.