Effingham County Property Taxes
Effingham County, Georgia
Effective Tax Rate
0.00%
53.3% above state avgMedian Annual Tax
$0
$195/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.96%
At a Glance
Median Home Value
$245,300
State avg ▲ $180,827
Tax w/ Mortgage/yr
$2,486
$207/mo escrow
Tax w/o Mortgage/yr
$1,949
$162/mo
State Tax Rate Rank
#103
of 159 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Effingham County, Georgia
Effingham taxes nearly match the nation
Effingham County's effective tax rate of 0.956% sits just above the national median of 0.927%, placing it at roughly the 55th percentile nationwide. Annual taxes of $2,344 come in closer to the national median of $2,690 than most Georgia counties, just $346 below.
Above Georgia's average rate
At 0.956%, Effingham County's effective rate exceeds Georgia's state average of 0.898%, and median taxes of $2,344 significantly outpace the state median of $1,529. The county ranks among the higher-tax counties in Georgia, though still moderate nationally.
Effingham leads the local pack
Effingham County (0.956%, $2,344) carries a substantially higher tax burden than surrounding areas like Early County (0.822%, $1,069) and Echols County (0.986%, $1,110). Higher median home values of $245,300 drive both the rate and the regional leadership position.
Your estimated annual tax bill
On Effingham County's median home value of $245,300, homeowners pay approximately $2,344 annually at the 0.956% effective rate. With mortgage and homestead deductions, most households see that reduced to around $1,949 per year.
Review your assessment before paying more
Effingham County homeowners with higher-value properties should verify their assessments, as overvaluation mistakes tend to be steeper on pricier homes. Filing an appeal with supporting comparable sales data could recoup hundreds or thousands in overpaid taxes.
Tax Rate Details
Understanding Millage Rates in Effingham County
In Georgia, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Georgia, property is assessed at 40% of fair market value. The millage rate is applied to this assessed value, so a home worth $300,000 has an assessed value of $120,000 for tax purposes. Georgia counties, cities, and school districts each set their own millage rates.
Effingham County has an effective property tax rate of 0.96%, resulting in a median annual tax bill of $2,344. Use the calculator above to estimate your property tax based on Effingham County's current rate, or contact the Effingham County tax assessor's office for the exact millage rate breakdown for your property.
How Effingham County Compares
Median Annual Property Tax
Effingham County
0.96%
Effective rate
Georgia Avg
0.85%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Effingham County, Georgia?
What is the millage rate in Effingham County, Georgia?
How much are property taxes in Effingham County?
How does Effingham County compare to the Georgia average?
What is the median home value in Effingham County, Georgia?
Why is Effingham County property tax rate higher than the Georgia average?
How does Effingham County rank for property taxes in Georgia?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Georgia
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.