Cherokee County Property Taxes
Cherokee County, Alabama
Effective Tax Rate
0.00%
25.8% above state avgMedian Annual Tax
$0
$54/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.39%
At a Glance
Median Home Value
$165,900
State avg ▲ $149,701
Tax w/ Mortgage/yr
$745
$62/mo escrow
Tax w/o Mortgage/yr
$538
$45/mo
State Tax Rate Rank
#54
of 67 counties (1 = lowest)
Data Story
About Property Taxes in Cherokee County, Alabama
Cherokee taxes rank in lowest tier nationally
Cherokee County's 0.388% effective rate translates to just $643 annually on the national median home value, placing it in the bottom 12% across America. The typical U.S. homeowner pays $2,690 per year—more than four times what Cherokee residents pay.
Slightly above Alabama's average rate
At 0.388%, Cherokee County edges out Alabama's state average of 0.339% and sits in the upper-middle range among state counties. The county's median tax of $643 runs about 26% higher than Alabama's median of $511.
Similar to Chambers, much higher than Choctaw
Cherokee's 0.388% rate nearly matches adjacent Chambers County at 0.382%, making them regional peers in the tax landscape. By contrast, neighboring Choctaw County at 0.178% shows how much variation exists just miles away.
$643 annual tax on median home
On Cherokee County's median home value of $165,900, homeowners pay roughly $643 per year in property taxes. With mortgage escrow factored in, the annual bill climbs to $745—still modest compared to national standards.
Assessment appeals could save hundreds
Cherokee County homeowners should verify their property assessments are accurate, as overvaluation is common statewide. An appeal process exists to challenge inflated assessments at no cost, potentially reducing your tax burden significantly.
Tax Rate Details
Understanding Millage Rates in Cherokee County
In Alabama, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.
In Alabama, residential property is assessed at 10% of appraised market value. This means a home appraised at $200,000 has an assessed value of $20,000, and the millage rate is applied to that assessed value — resulting in some of the lowest effective property tax bills in the nation.
Cherokee County has an effective property tax rate of 0.39%, resulting in a median annual tax bill of $643. Use the calculator above to estimate your property tax based on Cherokee County's current rate, or contact the Cherokee County tax assessor's office for the exact millage rate breakdown for your property.
How Cherokee County Compares
Median Annual Property Tax
Cherokee County
0.39%
Effective rate
Alabama Avg
0.34%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Cherokee County, Alabama?
What is the millage rate in Cherokee County, Alabama?
How much are property taxes in Cherokee County?
How does Cherokee County compare to the Alabama average?
What is the median home value in Cherokee County, Alabama?
Why is Cherokee County property tax rate higher than the Alabama average?
How does Cherokee County rank for property taxes in Alabama?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in Alabama
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.