Chambers County Property Taxes

Chambers County, Alabama

Effective Tax Rate

0.00%

2.9% below state avg

Median Annual Tax

$0

$41/mo escrow

#52 of 67 counties in Alabama

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.38%

vs. Alabama Avg2.9% below
vs. National Avg81.6% below

At a Glance

Median Home Value

$129,700

State avg $149,701

Tax w/ Mortgage/yr

$559

$47/mo escrow

Tax w/o Mortgage/yr

$409

$34/mo

State Tax Rate Rank

#52

of 67 counties (1 = lowest)

Data Story

About Property Taxes in Chambers County, Alabama

Chambers taxes far below national average

At 0.382%, Chambers County's effective tax rate is less than one-fifth the national median property tax of $2,690 on a $281,900 home. The county ranks in the bottom 10% nationally, meaning homeowners here enjoy some of the lightest property tax burdens in America.

Slightly above average for Alabama

Chambers County's 0.382% rate sits above Alabama's state average of 0.339%, placing it in the middle-to-upper tier among the state's 67 counties. Median taxes here are $496 annually compared to the state median of $511.

Higher taxes than nearby Cherokee

Chambers County's effective rate of 0.382% edges out adjacent Cherokee County at 0.388%, though both counties sit comfortably close to each other. Compared to Choctaw County's historically low 0.178% rate, Chambers homeowners pay roughly twice as much.

Median home costs $496 yearly

On Chambers County's median home value of $129,700, homeowners owe approximately $496 in annual property taxes. With mortgage escrow included, the total can reach $559—a manageable expense for most county residents.

Many homeowners can appeal assessments

Property assessments across Alabama counties often overvalue homes, and Chambers residents should review their assessment notices for errors. Appealing an inflated assessment could lower your annual tax bill by hundreds of dollars—a free process worth investigating.

Tax Rate Details

Understanding Millage Rates in Chambers County

In Alabama, property taxes are expressed as a millage rate (also called a mill rate). One mill equals $1 of tax for every $1,000 of assessed property value. Your total property tax bill is determined by adding together the millage rates set by the county, city or municipality, school district, and any special districts.

In Alabama, residential property is assessed at 10% of appraised market value. This means a home appraised at $200,000 has an assessed value of $20,000, and the millage rate is applied to that assessed value — resulting in some of the lowest effective property tax bills in the nation.

Chambers County has an effective property tax rate of 0.38%, resulting in a median annual tax bill of $496. Use the calculator above to estimate your property tax based on Chambers County's current rate, or contact the Chambers County tax assessor's office for the exact millage rate breakdown for your property.

How Chambers County Compares

Median Annual Property Tax

Chambers County$496
Alabama State Average$511
National Average$1,924

Chambers County

0.38%

Effective rate

Alabama Avg

0.34%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Chambers County, Alabama?
The effective property tax rate in Chambers County, Alabama is 0.38%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
What is the millage rate in Chambers County, Alabama?
The millage rate (also called mill rate) is the property tax rate expressed as dollars per $1,000 of assessed property value. In Alabama, property taxes are calculated by multiplying your assessed property value by the total millage rate, which includes levies from the county, city, school district, and special districts. Chambers County has an effective property tax rate of 0.38%, which translates to a median annual tax bill of $496. To find the exact millage rate breakdown for your property, check with the Chambers County tax assessor's office.
How much are property taxes in Chambers County?
The median annual property tax payment in Chambers County is $496. Homeowners with a mortgage pay a median of $559, while those without a mortgage pay $409.
How does Chambers County compare to the Alabama average?
Chambers County's effective tax rate of 0.38% is higher than the Alabama state average of 0.34%. The median annual property tax in Chambers County is $496, compared to the state average of $511.
What is the median home value in Chambers County, Alabama?
The median home value in Chambers County, Alabama is $129,700, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Chambers County property tax rate higher than the Alabama average?
Chambers County's effective property tax rate of 0.38% is higher than the Alabama average of 0.34%. This difference of 0.04% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Chambers County rank for property taxes in Alabama?
Chambers County ranks #52 out of 67 counties in Alabama by effective property tax rate (1 = lowest). With a rate of 0.38% and median annual tax of $496, it falls in the upper third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in Alabama

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.