Montgomery County Property Taxes

Montgomery County, North Carolina

Effective Tax Rate

0.00%

26.2% below state avg

Median Annual Tax

$0

$88/mo escrow

#58 of 100 counties in North Carolina

Estimate Your Tax

$
$50K$2M

Annual Tax

$0

Monthly

$0

Eff. Rate

0.70%

vs. North Carolina Avg26.2% below
vs. National Avg60.7% below

At a Glance

Median Home Value

$150,300

State avg $214,164

Tax w/ Mortgage/yr

$1,230

$103/mo escrow

Tax w/o Mortgage/yr

$815

$68/mo

State Tax Rate Rank

#58

of 100 counties (1 = lowest)

Data Story

About Property Taxes in Montgomery County, North Carolina

Montgomery taxes cluster near national median

Montgomery County's effective tax rate of 0.703% sits just below the national median of 0.87%, placing it in the middle-ground nationally. The median property tax of $1,057 is far below the national median of $2,690, reflecting Montgomery's lower home values.

Montgomery tracks closely with state average

At 0.703%, Montgomery's effective rate nearly matches North Carolina's state average of 0.701%, making it representative of typical North Carolina tax burden. The median tax of $1,057 runs $376 below the state median, helping offset the slightly elevated rate.

Montgomery sits in the state's middle tier

Montgomery's 0.703% rate exceeds mountain counties like Madison (0.496%) but stays below Martin County's exceptional 1.070%. This positions Montgomery as a middle-ground option across the state's tax landscape.

On a Montgomery median home, here's the tax

A $150,300 home—Montgomery's median value—carries approximately $1,057 in annual property taxes. Homeowners with a mortgage see the total rise to $1,230 with added county fees.

Assessment review can uncover hidden savings

Montgomery homeowners should verify their assessments are accurate and explore any available tax exemptions they may have missed. A free appeal to the county assessor costs nothing and often reveals opportunities for reduction.

How Montgomery County Compares

Median Annual Property Tax

Montgomery County$1,057
North Carolina State Average$1,433
National Average$1,924

Montgomery County

0.70%

Effective rate

North Carolina Avg

0.67%

Effective rate

National Avg

0.91%

Effective rate

Frequently Asked Questions

What is the property tax rate in Montgomery County, North Carolina?
The effective property tax rate in Montgomery County, North Carolina is 0.70%. This rate is calculated by dividing the median property tax payment by the median home value in the county.
How much are property taxes in Montgomery County?
The median annual property tax payment in Montgomery County is $1,057. Homeowners with a mortgage pay a median of $1,230, while those without a mortgage pay $815.
How does Montgomery County compare to the North Carolina average?
Montgomery County's effective tax rate of 0.70% is higher than the North Carolina state average of 0.67%. The median annual property tax in Montgomery County is $1,057, compared to the state average of $1,433.
What is the median home value in Montgomery County, North Carolina?
The median home value in Montgomery County, North Carolina is $150,300, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates.
Why is Montgomery County property tax rate higher than the North Carolina average?
Montgomery County's effective property tax rate of 0.70% is higher than the North Carolina average of 0.67%. This difference of 0.03% can be attributed to local funding needs for schools, infrastructure, and municipal services. Higher rates often correlate with more urbanized areas or counties with greater public service demands.
How does Montgomery County rank for property taxes in North Carolina?
Montgomery County ranks #58 out of 100 counties in North Carolina by effective property tax rate (1 = lowest). With a rate of 0.70% and median annual tax of $1,057, it falls in the middle third of counties statewide.

Counties with Similar Tax Rates

Nearby Counties

Other Counties in North Carolina

Data updated: March 2026

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.