Cumberland County Property Taxes
Cumberland County, North Carolina
Effective Tax Rate
0.00%
27.2% above state avgMedian Annual Tax
$0
$152/mo escrow
Estimate Your Tax
Annual Tax
$0
Monthly
$0
Eff. Rate
0.99%
At a Glance
Median Home Value
$183,700
State avg ▼ $214,164
Tax w/ Mortgage/yr
$1,958
$163/mo escrow
Tax w/o Mortgage/yr
$1,545
$129/mo
State Tax Rate Rank
#95
of 100 counties (1 = lowest)
Similar tax rates
Data Story
About Property Taxes in Cumberland County, North Carolina
Cumberland's taxes rank near the national average
Cumberland County's effective tax rate of 0.992% exceeds the national median of 0.92%, placing it roughly in the 60th percentile nationally. Homeowners pay $1,823 annually on homes valued at $183,700, a substantially lower property base that keeps the total tax burden moderate despite a higher rate.
Cumberland taxes above the North Carolina average
At 0.992%, Cumberland's effective tax rate is notably higher than North Carolina's 0.701% state average, ranking it in the upper tier of the state's counties. The median tax bill of $1,823 exceeds the state median of $1,433, reflecting the county's relatively aggressive property tax approach.
Cumberland stands out for higher tax rate
Cumberland's 0.992% rate substantially exceeds Davidson County (0.631%) and Craven County (0.665%) to the south, making it one of the more tax-heavy counties in eastern North Carolina. Only Durham County (0.839%) comes closer, though it still taxes at a notably lower rate than Cumberland.
What your home costs in property taxes
On Cumberland's median home value of $183,700, you'd owe approximately $1,823 in annual property taxes under the current 0.992% rate. With a mortgage, that obligation climbs to $1,958; without one, it falls to $1,545, reflecting escrow and appraisal variations.
Appeal your assessment if rates seem unfair
Cumberland's higher tax rate makes property assessment accuracy especially critical—an overvalued home can mean hundreds in excess taxes annually. Review your most recent assessment against comparable sales in your neighborhood, and don't hesitate to file an appeal if your valuation appears inflated.
How Cumberland County Compares
Median Annual Property Tax
Cumberland County
0.99%
Effective rate
North Carolina Avg
0.67%
Effective rate
National Avg
0.91%
Effective rate
Frequently Asked Questions
What is the property tax rate in Cumberland County, North Carolina?
How much are property taxes in Cumberland County?
How does Cumberland County compare to the North Carolina average?
What is the median home value in Cumberland County, North Carolina?
Why is Cumberland County property tax rate higher than the North Carolina average?
How does Cumberland County rank for property taxes in North Carolina?
Counties with Similar Tax Rates
Nearby Counties
Other Counties in North Carolina
Data updated: March 2026
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates. Effective tax rate is calculated as median property tax divided by median home value.